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To save costs I raised all my deductibles to $1500. I can easily cover that if anything should happen, no need to pay the increased premiums a lower deductable would cost me.

"Would you give up modern convenience?" Easily. I never had or carried a smart phone so I suppose I never really adopted it in the first place! I only occassionally carry a dumb phone and seldom ever look at or touch it. If there is a reason it may be needed a particular day (multi factor...

Rust/corrosion is the deciding factor. Steel bodied vehicles rust away, sometimes in short order. Sure, aluminum can corrode, but nowhere near to the extent of steel. Ford F-150's have been aluminum for 10 years now and are still holding up great. And they will continue to do so. Since I keep my...

Not sure about you but my truck goes other places besides the safe garage where I live. :rolleyes:

Our Dad had a '72 with the 302 V-8 and manual 3 speed on the tree that my brother and I enjoyed driving as teens. It also had larger off road tires with white steel rims, and a matching spare mounted on the front bumper which I always thought was odd/wrong. Wish I had a photo. Thanks for posting!

Thanks for posting. The $200,000 and electric I could handle if I wanted but the ugliness won't allow it.

Re-Fi can be worth it if the new rate is several points less than present and you don't add months. You can also save money by paying either loan off earlier by making extra payments to avoid some of the interest.

I do this often with all my cars, even the ones I've had for more than 10 years! I only buy vehicles that look great to me and my admiration of their beauty never fades... It only grows stronger as newer, mostly boring models take over the streets, driveways and parking lots.

I understand the concern. But if you think about it from the insurance companies interest, they want to use any data in the most accurate way because they truly WANT to insure the safest drivers with the least amount of risk. We make them money! Penalizing individual drivers for what may be...

Thanks to the aluminum body.

Interesting point. But the data includes GPS location so if you're driving in an area where everyone regularly needs to use more throttle and braking it would be known. Same thing for off public highway situations like a race track. 8 years ago I ran an insurance company OBD plug in to allow...

If you did the math and determine it is financially advantageous for you to get a loan instead of paying with cash, then all is well. If you get a loan because that's your only option it is a financial mistake. By the way, an S&P 500 index fund has gone up 34% in the last year, and 31% in the...

I saw a flair delete vehicle for the first time recently, and it was on a Jeep. It stood out and immediately caught my eye. I'll even admit it gives a sort of stylish look, if only because it's different. Besides, it would be easy to swap back to flairs. You Go, JP! :cool:

Snitch? Lol, I'd welcome my insurance to see how I drive. It is absolutely discount worthy.

Yes, it now looks different than most other Broncos. But when driving in the rain road grit and water will shoot 20 feet into the air and land on everything.

It's mostly about standing out with a cool and different look. If all cars came with blacked out lights (that still worked fine) swapping to clear would be the coolness.

As I understand the threads this gets more floor heat but still not enough. (?) I guess it depends on where you live. By me it gets below freezing regularly and below zero F every year. I see OP is in NY so it's certainly a valid concern.

It could be a minor coolant leak. It leaks on something hot and burns. I had this on a vehicle and it smells just like rubber. Mostly only noticeable when parked in the garage hot. Outside the wind dissipates it easily. I never smelled it inside the vehicle. Inspect closely with a light and...

OP, Since you're in a cool climate you may want to check your Bronco for this issue before pulling the trigger: https://www.bronco6g.com/forum/threads/cold-feet-floor-heat.31841/ According to the threads here there hasn't been a fix. Just wear "heavy socks and long johns". Really? A new...

This is not difficult. Two doors look sporty and 4 doors don't. Go forward from there! ;)