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Let's help each other get the best auto loan finance interest rates

andi

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list your best and lowest auto loan interest rate with the term.

Current best ive found

Carolina Cooperative Credit Union @2.49 for 84 months
Navy Federal Credit union @2.29 for 72 months

I recently learned you can finance your vehicle anywhere in the US with any auto loan bank!

*rates and terms depend on credit. Obviously
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marjen

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Think it’s a little early for this. But love the idea when the time comes.
 

Nickp

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If someone wants to help me get a loan at all I PINKY promise I’ll pay you back. It’s not like I can run being a mod here or anything, I am also a Nigerian prince as well. Just western unionor Venmo me the money and I promise I will pay you back DOUBLE what you send me over 30 years.
 

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andi

andi

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If someone wants to help me get a loan at all I PINKY promise I’ll pay you back. It’s not like I can run being a mod here or anything, I am also a Nigerian prince as well. Just western unionor Venmo me the money and I promise I will pay you back DOUBLE what you send me over 30 years.
haha! I only got apple pay!
 
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andi

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reman1266

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yes, ive seen some good 84 month rates, if you have a 72 or 60 month is all welcome
Just got a new loan from Capital One. 60 months at 1.99%.(for a 2021 jeep gc 80th anniv). Bank of America offered me 2.14% (preferred rate). There are good decent low rates out there. Hopefully they are low when we need them !
 

Spooled

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Rates will change by the time everyone here takes delivery....
 

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Moparguy

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It depends on the shape of the economy at the time of delivery, this makes 0 sense at the moment, but me too like the idea, I like Penfed.
 

Economisto

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list your best and lowest auto loan interest rate with the term.

Current best ive found

Carolina Cooperative Credit Union @2.49 for 84 months
Navy Federal Credit union @2.29 for 72 months

I recently learned you can finance your vehicle anywhere in the US with any auto loan bank!

*rates and terms depend on credit. Obviously


****looks like its not that easy to get a membership, not sure if they will give you a loan without it.


Now says 1.9% for 84 months with good credit. That sounds too good to be true. lol

"*Promotional Auto Loan Special* Credit Scores 730 & Higher 1.99%* Up to 84"

https://www.carolinacoopcu.com/loan-rates
 
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AreYouDone

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I have a car loan dating back to 2017 through Digital Federal Credit Union (DCU). They were the best rate at the time and I found them through Vanguard's late Jack Bogle's followers forum (Bogleheads). Those guys are very frugal and know where to look.

I didn't personally do it because I didn't want to hassle with it, but if you set up a checking account with them and have auto payments/direct deposits (or something like that) you get 0.25% or 0.5% reduction in the already amazing rate.

https://www.dcu.org/borrow/vehicle-loans/auto-loans.html
 

alexraw

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Just curious is it common for people to take out a 84 month loan? I always thought 72 was the highest.
 
 


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