Insurance is not comparable person to person,,car to car……dozens of factors go into rating. Location CREDIT driving history and coverage. Insurance rates are increasing quickly on all lines of business. Google insurance rate increases and spend hours reasons. It’s no secret.
I’m an insurance broker. no automaker data is used personally for Rates. Credit , claims history , driving record , and many other factors. There is no such thing as apples to apples,comparison person to person.