As said yes "steel bumper" is the capable bumper. It does come with fogs, so if you're upgrading to ARB, 4WP, etc I'd suggest just sticking with the standard capable bumper on BD and BL. If you don't plan on upgrading at all then go with the HD.
Honestly don't think I'll "hang in there" if this math translates into another year of waiting.
If I'm told sorry 2023, yeah I'll probably just cry and go buy some hot hatch or Mustang... Who needs to drive in the winter anyways