I am having the same dilemma. For the price, we may switch to an Exprdition (used) or a pickup. Still deciding. We got rid of the 4 door wrangler for that very reason.
So the front and second row panels will be able to be removed without taking the rack off? It look like to take the rear panel off the rack may have to be removed.
I also ordered a 4 door Wildtrack. Have owned multiple Wranglers/Rubicons and do not plan on doing rock crawling. More beach and fire roads. After owning both types of tops wanted the hard top, 35’s and 2.7. Hopefully we could add the rubberized floor. I’m curious to know how well it keeps heat...