Hmm, I think your rate is closer to what BofA was offering before the various customer incentives were added The USAA rate seems common as others mentioned the same rate, but they are limited to military. Considering all that, I think 2.59 sounds like a low rate if you're not already a customer
Hmm....I don't think so. And my credit is excellent. The dealer said 2.59 is pretty good. Looks like that's the average right now.