tbf, what would prevent you from buying stock now, sitting on it for 6 months, get your car/truck, then selling the stock? you save a couple thousand on the car/truck, and as long as the stock stayed steady, then you broke even. worse case is you lose a couple hundred, best case is you made thousands on top (and when dividends are avail, some there too).They can exclude a model, and they do in some cases. I'm unable to find a list of vehicles known to be excluded from X-Plan pricing, but it's usually the limited production vehicles that are excluded. Think Raptor, GT350, and GT500.
The Bronco won't be a limited production vehicle, so I expect it to be covered by X-Plan, but some of the limited production trims of the Bronco might be excluded (Raptor/Warthog/First Edition). The fact of the matter is that we just don't know.
I would not recommend buying Ford stock for the purpose of getting X-Plan. It's probably the most expensive way to get X-Plan pricing out there. I say "probably" because there might be a more expensive way that I'm just not aware of.
There are other reasons to buy Ford stock. If you believe in the company, invest in it. If you're banking on them bringing back the dividend (which they still had when I bought my shares of Ford stock, and that was the reason I bought them to begin with), invest in Ford.
As you say, Ford stock is cheap right now, and I personally think it's a good investment (less so since they suspended the dividend, though), but I'm also just a dumbass Okie, so you definitely shouldn't take investment advice from me.
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