After a 2+ year wait, we got our 2-door Wildtrak. And then... totaled?

[Novi]

I’ve been down the road with insurance enough times to learn some lessons:

• Never jump to conclusions regarding “totaled“
• Never believe police or tow truck driver assertions regarding “totaled”
• The insurance company is the only one to determine “totaled” - and it is really a financial determination
• The insurance company makes the ultimate decision - fighting that is an uphill battle at best
• You’d be AMAZED what a good frame & body shop can do. I’ve had cars twisted so bad that the doors won’t close, but when it was fixed you truly couldn’t tell.

“I've been around automobiles all my life. They're mechanical devices. They always let you down. You buy them, you drive them, you break them, you fix them, you sell them. Goods in the market place.”
- Corvette Summer movie quote

I appreciate this level-headed take

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[Novi]

Ugh, this sucks. Sorry. I feel for you guys who live in places where you have to park your vehicle on the street. I wouldn't be able to sleep at night. I can barely handle parking my vehicles in a parking lot while eating dinner.

I have 2 cars in the garage, was planning to sell one and make space in the garage asap

 

[jsteph262]

Must of been a Costco cart.

Maybe OP found himself on this test rig

 

[d_bearhugs]

Sorry to see that OP. To wait only for this to happen is heartbreaking. Hoping all goes well with this situation! I have no advice and it seems there has been plenty to go around.

 

[Tornado_735]

There was a dude here that got hit by a city bus, and I think they fixed his if I'm not mistaken...and his was tweaked so bad the rear door wouldn't close.

 

[Tornado_735]

After repair....I would not keep it. It is my experience that they are never the same after a repair like this. Order a new one and wait it out. On the insurance settlement: You let them know this was a brand new vehicle. A rare hard to get vehicle that you will need to re-order and probably have to wait 2 years to replace. Based on the price increases (about $2,500.00 for the last 2 model years) expect it to go up $3K or so over your MSRP on this one. So do not settle for less than an inflated price on what a new one will cost in 2 years + a little for emotional harm. Or if you find one similar on a lot....nail down a selling price with the Dealer and that is your insurance settlement cost (everything; fees, taxes, etc.)

Not if he takes it to a good enough body shop. There was one I dealt with back home that worked miracles. Cars came out of their shop absolutely flawless. There was another I used to tow customers to, there were routinely Mercs, Bentleys, and Lambos parked out back there.

 

[GeneralBoisvert]

This looks like it`ll be out of the shop in 3 weeks

 

[Razorbak86]

This looks like it`ll be out of the shop in 3 weeks

It'll take more than 3 weeks just to get parts delivered!

 

[Snowdogyyz]

Sorry OP- that really sucks! F’ing hate drunk drivers. There’s no excuse for it.

 

[BudgetBronco]

That sucks!!!! Try and take advantage of a bad situation...rebuild with Hoss 3.0 parts...new rack, tie rods and fox 2.5's...will help take some of the sting out of it

This is what I would do! If insurance is willing to write you a check, and you have some skills and decent tools, rebuild it with 2X the capability and still have a bunch of cash in your pocket.

 

[Zero_chance]

Less than a week later, some drunk asshole sped down a residential street, hit a door dash delivery driver's car, and lost control into the Bronco...

The suspension is destroyed at 4 corners, the car started leaking, and it likely has frame and drivetrain damage.

Probably totaled, but we'll see what insurance does. Curious to hear your guys' perspectives. Not sure I can handle waiting another 2 years to get it replaced

Based on the Broncos value I doubt the repairs will exceed that, so unlikely to be totaled.

 

[Felix808]

Wow. Best of luck to you getting a fair resolution.

 

[Ground_zero298]

Wow that sucks. If they do total it, check on buy back price. May Be with buying back for parts.

 

[Rho]

Reason # Next for living away from suburbia.
Something is bound to happen to something you care about if you leave it in the street.
Best wishes on a speedy resolution.

 

[Austin Bronco]

So terrible. Sorry OP, that’s just a kick in the dick

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