I finally figured it out. You cannot use the Kicker 200.4 with the B&O system and the plug n play harness kit. Joe was awesome and helped me over the phone. I should have called him first but I just ordered it thinking it would work. Interestingly when I messed with the gains, channel 1 did nothing, and channel 2 only cranked up the center speaker. So I took out the harness and the Kicker key 200.4. I’m running the same setup as OP with the 500.1 and Kicker sub in factory enclosure with all speakers replaced. JL up front in all 3 locations, Focals in rear pods, and Memphis Audio mpj6 in kick panels. Sounds awesome as OP has stated.
Some notes:
1. JL in center location is perfect. Sounds great and is not overpowering the highs.
2. I think Focals up front would be too much though.
3. Kick panel upgrade difference is minor and probably would have been fine to leave stock. Memphis 6.5” are sold as single units. Learned that one the hard way.
4. In order to go all in on the B&O system, you have to bypass the DSP and get the aftermarket unit plus a 6 channel amp to wire correctly. You’re looking at another $1,500 on top of the other upgrades. Call Joe at plugnplay and he can get you setup correctly. If you go this route, you need fronts that can handle more RMS. I think the sub would be too small at that point and you would need a bigger enclosure and woofer to match the upgraded system. This might be the call in the pros setup at that point.
5. Check the fuse on the wire coming off your battery as mine was undersized in the wire I got off Amazon from OP suggestion. Took me awhile to figure that one out. Replaced the fuse with a new one and it is more snug in the ends.
Replaced the kick plates with kicker KS 6.75". If running the stock 6 speaker system(no Amp or B&O) I wonder if the (2) Focals up front will be just the right amount of bass? If its too much I can get the bass blockers. I just don't want to be left lacking the bass I need, and I'm not ready for woofers and amps yet... thoughts?
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