Contact your Insurance company to see what they offer for GAP and then go to the dealer before you sign and compare costs. My insurance got me GAP for way less than Ford was able to. Or if you go through a credit union they usually will offer it too so shop around as every one has different prices
Gap insurance tends to be very overpriced. Each dealership has their own costs. It's fair to allow the to mark it up by 100. The best way to compare gap is for 1 ask your current insurance company if they offer it or something similar to it, what does it cover, ask and how it works. If you put down significant money and are in a positive equity position you may not even need it. As for a dealership you have to ask them the same, but, also ask if you're late on a payment does that cancel the gap, also ask how it works and what theirs will cover. In my opinion if the gap costs more than 800 from a dealership it is over inflated. Your term can also effect the cost too. A 48 month loan and a 60, 72, 75, 84, all will vary in costs. Lower the term the lesser the price should be for gap. As for the warranty offered thru geico, some questions I would ask. Do they use rebuilt parts or aftermarket parts? Does it cover all electrical and the brain of the vehicle. The lesser expensive warranties are usually that way because they're cheaper in the ways they cover your vehicle. I'm all about saving money but for me personally if it's a Ford vehicle I'm doing a Ford warranty. If you want to keep your warranty separate from what you finance you can. Some dealerships like mine offer 0% finance options on them too. Lots of my customers take full advantage of that option especially since it requires no credit checks.
I'm sorry. I wish I could answer that question. I just gave up on my build for now. I can't seem to mix and match in the ways I want too. Very frustrating ? ? ? ?
No. When your lease ends there's an inspection and you pay for the extra miles. You can get loans that have longer terms, I don't recommend going past 84 months due to the rates jumping much higher. If you want to stretch it out further make sure you explore those options. One thing I see some of my customers do is finance for 60 to 72 months, pay a year or 2 and then flip to a credit union and extend the term again and often lower the interest rate.
Yes we will have those options.
Chose the trim Chose the dealer Build and price ....now what? I was taking to someone on fords online chat and said i need to send the build sheet to dealer? Then come December place the order? <<<<what exactly does that mean? I thought the build and price was to place the order? And December was to finalize any last minute changes? What am i missing?
Yes there will be lease options from what I've been told.
Have you selected your dealership? If so they can see you're reservation in their system.My questions on next steps...I’ve never reserved/ordered a vehicle online before...so we made the reservations
