It may seem old school and archaic but I'm dealing with a dealership right now in AZ and gave them my "general" internet-searched credit score. I shared that score over the email/text. My credit is pretty good and we all know on an actual Hard Credit submission, most good credit scores range a little higher to better credit scores. I engaged them via email and they disclosed the rates in writing that they are seeing from all of the banks they deal with. Right now, rates are still tending to be high and unfortunately Ford not offering any financing incentives on the Bronco Raptor. I recommend picking a dealership you like and contact thier financing manager and give them hypothetical questions about what rates they are seeing. They will give you some ranges that you may fall into. Just beware of those Hard Credit hits they want to launch until you have a fat, juicey Bronco sitting in front of you, outside thier office window that you are negotiating on.
I have a Badlands on order that's currently being built and will probably be ready for pickup in a couple weeks, so I was sitting down to figure out the best way to go about the purchase. I see that Edmonds is claiming there is a 2.9%/36, 3.9%/48 4.9%/60 5.9%/72 but I can't find any direct evidence of Ford actually offering those incentive rates. Banks are offering like 6% or something right now minimum.
Oh thanks, I didn't see that they actually put their rate offers in the calculator. I appreciate this.
well, my '23 that I purchased brand new at the end of August '24 says no.
In Canada, Ford Credit was doing 0.99%/60 months in June (I locked that in), but now it's currently 0%. Unless they extend the 0% offer into December (my Bronco is set to be built 11/25), I'll probably miss the 0%, but it's better than nothing. Employee Pricing was also on deck last month, and that dropped rates to 2.25%.
