Finance Rate

[daddycreswell]

So with hopes of my Bronco being delivered in a month or so, for those who have financed their Bronco what type of rates are you getting, through Ford or other lenders. Thanks

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[MattyAg]

1.99% 75 months. Local federal credit union

 

[KANE COUNTY ILLINOIS]

So with hopes of my Bronco being delivered in a month or so, for those who have financed their Bronco what type of rates are you getting, through Ford or other lenders. Thanks

I was lucky....I went with my Credit Union and got 1.29% for 60 months. Originally, I had .99% for 60 months, but the special expired while my Bronco was on Dirt Mountain. Good luck!

 

[robertccribb]

Check with your local credit union first. Rates will vary but 3% for 84 months at a local credit union near me.

 

[Ares]

BoA offered me 2.29% for 60 months. Gonna see what the dealer can offer tomorrow.

1.99 vs 2.29 is like $6 a month though, so Im not sure I want to deal with another institution for a tiny decrease.

 

[j_anderson]

1.89% for 48 mo from local credit union.

 

[David196]

Excellent credit=excellent rates
Good credit = good rates
Poor credit= poor rates.

Shop around, don't be a sucker. Rate should be under 5% for 84 months, under 4% for 72 months. Under 3% for 60 months. If your asking your probably defaulting to 72 or 84 months.

It's a new vehicle and if you are financing more than MSRP after taxes and fees, unfortunately your buying something more expensive than you should be buying.

Good luck

 

[mike8675309]

Local credit unions will almost always beat any rate that shows up from Ford or your personal bank. Ford has special rates from time to time that no one can beat, but generally, they can always be beaten.

Now it may not hurt to play the beat that rate game. Do it all via email. Get a quote from your bank. Then get a quote from the dealer. Then check with 2 or 3 credit unions. All those hits against your credit at the same time get counted as one. Then take the best 3 and start working them against each other. I can get this from these guys, can you beat it? That should get you down to the one you want to work with.

 

[PowPow]

Lots goes into it, but for an added data point 1.94% for 60 months. TD Bank.

What I did was, use whatever credit union you can find online offering a great rate and tell them you can get that rate. (Even if you don't belong) Be able to pull it up on your phone. If you have a good credit score, they'll find a bank that'll match it. They want you to finance with them.

 

[mrxg78]

I got 3.99% for 74 month no lean on Title financing

 

[kodiakisland]

1.89% 60 month

 

[shimmy825]

BoA offered me 2.29% for 60 months. Gonna see what the dealer can offer tomorrow.

1.99 vs 2.29 is like $6 a month though, so Im not sure I want to deal with another institution for a tiny decrease.

I feel the same way. Bank of America offered 2.74 vs 2.49 at my credit union. It’s $6 a month but that equaled $500 over the course of the loan. Not sure I care though. By the time it gets here, I’ll have to redo it anyway

 

[Bullitt]

USAA
63 mos/1.89%

 

[HeliPilot]

Anywhere around 2% seems to be the going rate these days, length of term will vary the rate.

 

[Dragline]

1.89 for 72 mos PNC Bank thru dealer. BoA was my backup at 2.09 for 72.

This was in October.

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