Financing interest rate ?

[JD155]

Does anyone know what the intrest rate will be for financing a bronco ? After completing build & price it's getting expensive for what I want, even after trimming options. I found this for the sport but does anyone know, if it will be the same for full size bronco ? Thanks

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[Lilj4425]

Well, it depends on what financial institution you decide to go with and your credit rating.

 

[toughtoaster]

I don’t think anyone knows at this point since delivery is another 5 months out at the earliest

 

[Shotsy]

Well, it depends on what financial institution you decide to go with and your credit rating.

THIS

And the earliest the financing will start will be the summer and that's a few months away. Lots of time for rates to fluctuate.

In other words, it's anyone's guess.

 

[Burndog]

I've budgeted 3% as a high point with using my own institution and a high credit score. I'll probably get a lower rate but being conservative.

 

[AK SNO RIDER]

I've budgeted 3% as a high point with using my own institution and a high credit score. I'll probably get a lower rate but being conservative.

I'm doing the same.

 

[Ah_crap]

Does anyone think Ford will lower their OTD price if you finance through them?

 

[Hkak45]

Does anyone think Ford will lower their OTD price if you finance through them?

That would be a big negatory there ghost rider

 

[Desert_6G]

Who knows in 5 months time. Also depends on credit report. Your best bet is go with a credit union unless Ford offers a crazy low interest rate. Which is unlikely with the Bronco

 

[Bronc-Itus]

If your credit is 720 or higher you should not even consider using Ford motor credit. If your score is lower then you should focus on getting that score up till yours is built. Three years ago FoMo was offering me 5.75% on my F250. My credit union 2.65% with zero down. It was a no brainer.

 

[Evolkidbell]

Does anyone think Ford will lower their OTD price if you finance through them?

In some cases, Ford will offer their promotional rate. ( say 0% for 60mo)
If you don’t take the rate, you can usually get a different incentive, say 2000 credit. The deals usually can be used across the board, but time will tell if Bronco 2/4-dr will be excluded.

 

[MyATV]

My credit union is still doing 1.98-percent up to 60 months.

 

[Hkak45]

If your credit is 720 or higher you should not even consider using Ford motor credit. If your score is lower then you should focus on getting that score up till yours is built. Three years ago FoMo was offering me 5.75% on my F250. My credit union 2.65% with zero down. It was a no brainer.

That’s the strange thing with Ford Credit. Some vehicles they screw over people with rates and then others they give 1.9% for 72 months (and I’m not talking about promotional rates) last vehicle I bought there were no promotions going on for and the finance guy said it generally is 5% for great credit and then came back and said he was able to get 1.9% so I think it all depends. I’m going to give Ford Credit a shot at giving me a low rate but I’ll also get preapproval through my credit Union just in case they jack up the rates.

 

[scottyb907]

We went with Ford Finance and got 0%, 4yrs with our Bronco Sport, they offers .09% for
60Mo

 

[Ah_crap]

In some cases, Ford will offer their promotional rate. ( say 0% for 60mo)
If you don’t take the rate, you can usually get a different incentive, say 2000 credit. The deals usually can be used across the board, but time will tell if Bronco 2/4-dr will be excluded.

Yeah I'll just have to wait and see. I was hoping to do the ol' strike a deal with in-house financing for a lower price then refinance a week later trick.

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