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Ford Financing rates - anyone know what Ford's current APR is for Tier 1 credit?

cf_davey

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PenFed yes... ANYONE can join. Navy Federal you need a family member and USAA you need an even more immediate family member. My wife's brothers were Navy veterans so we qualified for PenFed and Navy Federal but not USAA.

Even still, go to your dealer with the quotes and see what they can do. Mine told me no way and then was able to match.
Navy is easier than that. My father-in-law is a retired army Ltc, but when I applied, it's not like I verified anything. They didn't contact him or anything.
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SigSauer226

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Navy is easier than that. My father-in-law is a retired army LT, but when I applied, it's not like I verified anything. They didn't contact him or anything.
That's true. They didn't actually verify anything so we could have just claimed to be eligible but they did ask for the brother's name and service branch. I figured it's prob best not to lie.
 

VoltageDrop

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jjcous

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My Bronco is set to arrive in the next week or so. I engaged my salesperson to get some information on interest rates and it's like having a discussion with a brick wall. My wife and I have near perfect FICO credit scores. I've essentially given up at this point. I'll either write a check or get financing though my bank.

Courtesy Ford in Conyers GA. It's been a joke working with them the last two days.
 

SigSauer226

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My Bronco is set to arrive in the next week or so. I engaged my salesperson to get some information on interest rates and it's like having a discussion with a brick wall. My wife and I have near perfect FICO credit scores. I've essentially given up at this point. I'll either write a check or get financing though my bank.

Courtesy Ford in Conyers GA. It's been a joke working with them the last two days.
Every time I ask they kept blowing me off until the day my truck came in. They kept telling me they don't want to check my credit too early and the rates can change at any time. Just have something as a backup ready to go if you need it and ask the day before or the day you pick up your truck to see if they can match it.
 

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BadBoyBroncoBilly

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I just signed up for my local CU. I know some friends that are using them for home and auto loans and they have killer rates!
 

grayshadow

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60 months :oops:

72 months o_O
 

fraserjr

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I just picked up my Badlands from my dealer in Northern VA. I originally wasn't going to finance because I was going to pay cash and I figured the rates would be too high. However, they offered 1.84% on a 60 month loan with 10% down. So I figured I could make more on the cash and did it. No prepayment penalty so I can always pay it off in a month or two if I change my mind. The loan was through TD Bank.
 

JDS

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I am sure ford credit will also finance the $20k ADM @ 10%........
They are almost never the answer
 

BuckinT29

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1.49% 65 months at my CU.
 

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dingle87

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BuckinT29

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That’s awesome! Congrats to you. I hope I can get close that rate when the time comes.
DM me and I will send you a referral to join when you’re ready to finance

1.99% without direct deposit, 1.49% with it.
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