Ford Financing

[Wardawg]

For those that have gone through the purchase/financing of their Broncos, does anyone have information on rates for what Ford is offering? I know they are many factors that influence rates, but if anyone has info would be greatly appreciated.

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[Bronc-itis]

I talked to my salesman at the dealer. He said Ford isnt offering any special financing. As suggested in another thread, I’m going with USAA. If you aren’t eligible I recommend going through a credit union. They always have better rates than the big banks.

 

[bronco2drga]

I talked to my salesman at the dealer. He said Ford isnt offering any special financing. As suggested in another thread, I’m going with USAA. If you aren’t eligible I recommend going through a credit union. They always have better rates than the big banks.

What is USAA offering? I haven't looked. I have a week of 12 JULY build so I was holding off just in case it took a few weeks to get in. Loan offers from USAA are good for 45 days.

 

[Blaven]

3.24% from my credit union for 6 years. Blank check is good for 120 days. I'm waiting untill I go pick mine up to see if anyone the dealership deals with can match that or is lower.

 

[LalasBronco]

What is USAA offering? I haven't looked. I have a week of 12 JULY build so I was holding off just in case it took a few weeks to get in. Loan offers from USAA are good for 45 days.

I just looked the other day and it was as low as 1.89% . Can't remember the terms though. Sorry.

 

[Headsong]

Pen fed and navy fed 1.99 60 mo

 

[ATLBronco75]

I just got 1.89% from USAA.

 

[Calicorks]

Dose USAA work all over the country?

 

[Gamecock]

Dose USAA work all over the country?

Yes, if you’re a member or eligible to be a member (military/veteran etc).

 

[PREMiERdrum]

No program financing through Ford Credit and the rates were higher than both CapOne and Ally (in my case at least). I went with Capital One as I have an existing account with them and the loan package was very attractive.

 

[EvlNvrDys]

Dose USAA work all over the country?

Only if you pay attention to things when THEY CHANGE!

 

[Moya7]

Pen fed and navy fed 1.99 60 mo

I just got approved with PenFed and I'm hoping I'll get my rig before the approval expires. My build date keeps moving ......and moving....and moving.... but at least I have one, right.

 

[Dr.Detroit]

For those that have gone through the purchase/financing of their Broncos, does anyone have information on rates for what Ford is offering? I know they are many factors that influence rates, but if anyone has info would be greatly appreciated.

36 months 0%
36-48 months 0.9%
60 Months 1.9%
above 60 to 72 months 2.9 to 4.9%

 

[Headsong]

I just got approved with PenFed and I'm hoping I'll get my rig before the approval expires. My build date keeps moving ......and moving....and moving.... but at least I have one, right.

How long Is it good for? I tried searching that out and couldn't find it. I know I'm at least 6 weeks from delivery. So I don't want to apply just yet.

 

[IfIHMadeA2021Scout]

For those that have gone through the purchase/financing of their Broncos, does anyone have information on rates for what Ford is offering? I know they are many factors that influence rates, but if anyone has info would be greatly appreciated.

Just before your delivery, say a week or two, shop around and then get a quote from a bank or credit union where you would be willing to do the deal. Also see what the dealer will do through their finance department. Be up front and tell them they're competing against an offer you already have. There's a good chance they suddenly have great rates. Pick what's best for you.

I don't know if it was here or on another forum where some people in the business were discussing rate sheets and how this works. But what I wrote above is a crude summary of how to get what's best for you based on how it all works.

I did this on my Tremor and ended up with a rate and term I was more than happy with. I even did all the paperwork (basically bought the truck) while it was still in transit to secure the rate and price. The players were Ford Credit, Capital One, and Schools First.

The credit union is now offering me an even better rate to use on the Bronco.

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