Let's help each other get the best auto loan finance interest rates

[JessD05]

https://wallethub.com/profile/digital-federal-credit-union-13311008i
Just one link. There were others.
Looked into this CU since the rate you posted was great!
I’m not sure about them after seeing some online reviews.

Digital Federal Credit Union. I think they mostly serve MA communities, but again anyone can join if you donate $10 to some charity when you sign up.

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[Athelstan]

Andrews Federal Credit Union

New Auto Loan Term1	APR* as low as2	Monthly Payment Per $1,000 Borrowed
36 months	2.39%	$28.83
48 months	3.09%	$22.19
60 months	3.49%	$18.20
72 months3	3.74%	$15.54
84 months4	4.24%	$13.90

 

[Athelstan]

Navy Federal Credit Union

Loan Type	Up to 36 mos. APR as low as	37-60 mos. APR as low as	61-72 mos. APR as low as	73-84 mos. APR as low as	85-96 mos. APR as low as
New Vehicle	1.79%	2.19%	2.29%	4.69%	5.59%

 

[Thed]

84 months ????

Go as long as possible with reasonable interest rates. Pay it down early to pay less interest. You'll also have a fallback amount of you have a bad month or two (Ever have a pipe burst, a root take out a sewage line through the foundation, and the AC unit need to be replaced on your house all within a month or so? Can confirm, not fun.).

 

[DETT]

TLCCU

Type of Loan	Term	740+	700 - 739	660 - 699	630 - 659	600 - 629	599 & Lower
2020 - 2021	66 Months	2.39% APR	3.39% APR	5.39% APR	7.39% APR	9.39% APR	11.39% APR
2020 - 2021	72 Months	2.99% APR	3.99% APR	5.99% APR	7.99% APR	9.99% APR	11.99% APR
2020 - 2021	78 - 84 Months	3.49% APR	4.49% APR	6.49% APR	8.49% APR	10.49% APR	12.49% APR

 

[NotApplicable]

https://wallethub.com/profile/digital-federal-credit-union-13311008i
Just one link. There were others.
Looked into this CU since the rate you posted was great!
I’m not sure about them after seeing some online reviews.

I haven’t had any issue with them so far! And will update the thread as my process continues

 

[BDBrian1]

https://www.abfcu.org/rates/

 

[NotApplicable]

I haven’t had any issue with them so far! And will update the thread as my process continues

Follow up:

I should hopefully be taking delivery this coming week.

DCU has been great, they’re mailing the check to me for overnight delivery. To confirm, it’s 1.49% for 65 months.

The only “tricky” part of the process is getting the dealership to provide you a full purchase contract ahead of time, which is what DCU requires to cut the check. Of course you could wait until the day of the transaction to do this if your dealership were willing to part with the vehicle pending delivery of the check, but I prefer to go in with everything ready.

 

[Svanhildr]

As of today, USAA is 1.79% for up to 63 months, 2.29% for 64-75 months, and 3.49% for 76-84.

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