I don't agree with that logic as you are getting more off-road features than just the auto disconnect in the OP's comparison. Otherwise you are saving $2k on not having MGV & washout interior, another $2k for not having upgraded bash/skid plates & rock rails, and another $2k for front & back steel bumpers. (That's some government accounting right there!) Unless the other features are of no importance to you but if you are in a place that requires you to disconnect then I bet you are going to want some of those extras. And there is no way you are buying all those "extras" from the aftermarket for 2k, even if you do bolt them on yourself.I'm with @OK_Hunter on this one brother. I will spend a couple hundred to buy quick disconnect end links and save about $1.8k by installing myself. The whole idea of engaging the disconnect under load sounds nice but barely anyone who wheels will actually do that. If you know you're going off-road, it's best to go ahead and disconnect before you start the trail. Then, you don't have to worry about it down the trail when things get hairy. That is just my $.02. You just can't be afraid to maybe get a little dirt on ya' when it comes time to disconnect.
And nobody said you had to wait until you needed the auto disco to push the button. You can just as easily push the button when you hit the trail head and disconnect. The good thing about the auto disco, is if you do forget to reconnect before heading home, is that it will reconnect for you. This is coming from a guy with manual disconnects on his Jeep (ie, 18mm wrench) who forgot once to reconnect going home.
Long story short, it is worth it for me but everyone should evaluate what they will actually be doing with your Bronco and get the features that best suit their own needs.
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