Penfed is similar with as low as .99%Sorry to hear. You should look into Medicare. If you have no source of income, or are below a certain threshold you should qualify. Not saying you should be looking for a handout but it sounds like you were a victim of circumstance. In terms of financing, if you are prior military, look into USAA. They just offered me 1.89% for 48 months. Have also heard good things about PenFed. Best of luck and speedy recovery.