Parents can get a Navy Fed account through their child. My parents got one after I went on active duty.I know they let dependents of vets enjoy benefits but what about the parents? Isn't me worrying about my son worth something? I digress. I'm going with my CU if I don't find a better deal. They currently offer 2.99% and an offer of 66 months. Might be my sweet spot. I have a thing against loans over 5 years and a thing against high payments.