Who is going to use third-party financing?

AKBronc49

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I'll use my same local credit union that I used on two other vehicles and my SXS. Low rates and always great to deal with.
 

JesseS

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Depends on when I get it, if it is before August I will go with my CU at 2.9 for 24 Months, if I get it around Oct/Nov then I pay cash.
 

Used2jeep

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Anyone know if we need to secure the loan in December or up until next year when deliver happens????
At pickup and drive away time.
 

Johnny Mo

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2.99% Chase, 2.59% BofA on 60 month new car loans. Always good to have a back pocket rate, if Ford offers loyalty rebate and comparable rate, then I'd consider it. If the finance manger decides to be greedy and add the full 2 pts they are allowed - well then I'm on one of my backup options.
 

FLSTFI Dave

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Most likely I will use Navy Federal Credit Union, USAA or Ford. Who ever has best rate.
 

martyb

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I locked it on a new Denali... I would think you will need to find the best rate when time comes to take delivery. You could possible lock in via a home equity but I don’t know any other way
 

dejones64

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Will give Ford a chance if they are competitive with incentives. Otherwise I'll shop around.
 

SevenT

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Third party all the way (the bank of me). Ford will get my money and no interest. I will own my Bronco when I leave the lot. ;)
 

BabyDoc1012

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I know they let dependents of vets enjoy benefits but what about the parents? Isn't me worrying about my son worth something? I digress. I'm going with my CU if I don't find a better deal. They currently offer 2.99% and an offer of 66 months. Might be my sweet spot. I have a thing against loans over 5 years and a thing against high payments.
Parents can get a Navy Fed account through their child. My parents got one after I went on active duty.
 

JTBros

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Currently have 3.9% through CPO program Ford offers and would love to get something lower than that if possible. Not a member of a CU currently though so may have to shop around.
 

jaruss01

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2.49% 72 mos
 

Spooled

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Local CU for sure. 66 months at 2.19% is the current rate. Jumps to 2.69% for 72 months.
 

GoldenKnight

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My CU is currently offering 2.99% on new vehicles. My experience with Ford Motor Credit is that their rates will likely be lower than that, especially when you're in the great-excellent credit range.
 
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