It looks like you are in Atlanta, as am I. When I bought my Jeep, I opened an account with Delta Community Credit Union in order to use their financing. (It takes $5 to open a savings or money market account with them w/no monthly fees. Once you open an account, you can apply for a loan.)bank of america looks like they go as low as 2.59%, doubt thats the best rate though.
PenFed is usually pretty good.Either Ford or Pentagon Federal (PenFed).
You could always pay yourself back with interest. That's what we did on the last house we bought. The banks wanted us to borrow more than we needed to get the best rate. So, we just borrowed from ourselves, and paid the interest that would have been.Im not a wallstreet bets guy, but my stock portfolio has been doing pretty well here lately. cant predict the next 5 years, but I cant get a 2.5% loan on my margin balance even...
I entertained the thought of paying out of pocket, but Im not sure it makes sense with rates as they are.
So... I looked up what OnlyFans was, thinking it was like GoFundMe. And it was... and it wasn't.Starting a Dad-Bod OnlyFans.