This is exactly the answer. The F&I guys always say, "I've gotta present all the options to you." I always say do what you gotta do, let me know when you are done presenting and I'll get off my phone and pay attention.“I’ve secured my own financing and I am not interested in any additional warranties or packages.”
This usually moves me through the process fairly quickly.
90 minutes of your life? Fffff that.In the hour and a half I wasted in the finance office, I probably said “no” 500 times.