Finance Rate

[OkieB6G]

A local credit union for 1.89% @ 72 months.

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[mcdoogs]

I got 1.99 but you can get 1.49 now (60 months)

https://www.penfed.org/auto/rates

1.49 is for their ‘car buying service’ but 1.99 for 60 is their new car rate. Penfed is great, highly recommend at least walking into the dealer with a pre-approved draft in hand

 

[RogueSqdn]

USAA
63 mos/1.89%

I would’ve had that but decided to do 72. 2.09%

 

[MikeyFrog]

1.49 is for their ‘car buying service’ but 1.99 for 60 is their new car rate. Penfed is great, highly recommend at least walking into the dealer with a pre-approved draft in hand

They sent me a check to fill out on purchase day. Easy peasy.

 

[nminus1]

Did anyone try Ford? I got 0% on my wife's 2014 Escape but that was a model specific promotion at the time.

 

[Gatlinz]

1.89% for 48 mo from local credit union.

Hey, what’s the name of your credit union. I would love to contact them

 

[Tmurder1776]

1.9% for 60 months. Credit unions are almost always better to deal with than traditional banks.

 

[PaulBrownSr]

I highly doubt they’ll offer 0% on this. They have no need to.​

 

[NM_21Bronco]

1.99% for 84 mos. I dont usually like longer terms but at that rate, I did it

 

[bronco2drga]

1.89 via USAA. Same rate 48, 60, 72 months. I did 48 months with $5k down. At 1.89% it didn't make sense to pay it all up front when I could finance the whole amount for negligible interest.

 

[bronco2drga]

I personally wasn't going to give Ford anymore business with Ford financing after all the BS with ordering.

Also, make sure your loan doesn't penalize you for early payoff and check for any loan origination fees and other hidden costs.

 

[Theowlhoothoot]

1.9% for 60 months. Credit unions are almost always better to deal with than traditional banks.

And they will beat any rate match request.

The best online rates come from DCU, then we get one local credit union to beat their rate, then go to our favorite credit union to get slightly lower than that. It's a stupid process but it typically gets up down to 2% or lower.

 

[mcdoogs]

1.89 via USAA. Same rate 48, 60, 72 months. I did 48 months with $5k down. At 1.89% it didn't make sense to pay it all up front when I could finance the whole amount for negligible interest.

Agreed, at these rates it makes little sense to me to take an unnecessary liquidity hit

 

[NotApplicable]

1.49% @ 65mos, Digital Federal Credit Union

 

[Coloradonatives]

Has anybody looked into leasing?

SEARCH is your friend. There are several posts. Research that VERY carefully- it is definitely not for everyone, there are many pitfalls.

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