🔒 Ford Credit Finance Rate Lock Program - For 2023 Models Ordered by 1/3/23

[Administrator]

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[Pattertj]

Okay, I will bite, what is Ford's BEST RATE ?

 

[BigHoof]

So if reading it correctly, you have to apply now for the financing even though you have no idea when or if your Bronco will be built?

 

[vrtical]

So if reading it correctly, you have to apply now for the financing even though you have no idea when or if your Bronco will be built?

well if you have a VIN prolly a good idea, rates are not going down anytime soon or within the next year that is for sure.

 

[SubmarineNuke]

Okay, I will bite, what is Ford's BEST RATE ?

figure it starts at 5% and goes up based on credit rating. Even in April the best the Ford finance guy told me he could offer through Ford was 4.9% and I have an almost 800 credit score.

 

[Pattertj]

figure it starts at 5% and goes up based on credit rating. Even in April the best the Ford finance guy told me he could offer through Ford was 4.9% and I have an almost 800 credit score.

I will stick with NFCU

 

[Lowcountry Bronco]

I will stick with NFCU

I just checked, they're at 4.29 for 72 months, USAA at 4.84 ... Odds that they'll stay steady for another 6-9 months???

 

[SubmarineNuke]

I will stick with NFCU

I did! I got 2.04%

 

[Cornbred]

I just checked, they're at 4.29 for 72 months, USAA at 4.84 ... Odds that they'll stay steady for another 6-9 months???

Delta credit union is 3.48% 61-72 months. You don’t have to be delta employee just FYI.

 

[Lowcountry Bronco]

I did! I got 2.04%

Not today though.

 

[FLSTFI Dave]

figure it starts at 5% and goes up based on credit rating. Even in April the best the Ford finance guy told me he could offer through Ford was 4.9% and I have an almost 800 credit score.

That is high.

I will stick with NFCU

That is who I use for almost everything except motorcycles, their rates suck for motorcycles. My mortgage is with them. Right now they are 3.99 for 60 months, way higher than just 8 months ago.

 

[SubmarineNuke]

Not today though.

to be fair, that WAS April, and I've been a member since 1993...so yeah, time actually makes a difference with them. At like 25 years they tagged my account with a .25% rate reduction. So even before that I was gonna get 2.29% for 72 months.

 

[SubmarineNuke]

That is high.

That is who I use for almost everything except motorcycles, their rates suck for motorcycles. My mortgage is with them. Right now they are 3.99 for 60 months, way higher than just 8 months ago.

a 60 month mortgage? Wowzer that payment must be high AF!

I'm at 3.0% on my mortgage with USAA, but it's a lot longer than 60 months, and that's my VA Loan. The sad part is that the actual payment wouldn't be so bad, it's escrow that's killing it because property taxes in my county are fucking horrendous and climbing.

 

[Lowcountry Bronco]

to be fair, that WAS April, and I've been a member since 1993...so yeah, time actually makes a difference with them. At like 25 years they tagged my account with a .25% rate reduction. So even before that I was gonna get 2.29% for 72 months.

Mbr since 1989

I remember 2.29%, those were good days!

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