- First Name
- Bryan
- Joined
- Aug 5, 2021
- Threads
- 35
- Messages
- 3,790
- Reaction score
- 9,617
- Location
- New England
- Vehicle(s)
- Ford Bronco, Escape, Focus
- Your Bronco Model
- Badlands
Same.I have never needed anything other than my driver's license and my social security number..:
It highly depends on your credit history (history, NOT necessarily your score).
If you have tons of available credit and a solid history, then usually that's enough. If you don't have much credit history, they'll ask for income and other details like your mortgage/rent payments, total wealth, etc.
And like @NayNay mentioned... it is always beneficial to get a separate loan lined up before you go to the dealer. It puts the dealer on their heels and gives you a nice benchmark for what rates should be rather than the rates the dealer is willing to line up for you. Most of the time, dealers get a small kickback or commission from the loaning bank if they set up customers with a loan... but if you show up with a loan ready to go... you're in control.
(This is especially true right now since Ford Credit's rates aren't particularly spectacular at the moment.)
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