Registration can be:
Your name
Her name
Yours AND Hers
Yours OR Hers
If it's AND both of you have to sign the title to sell.
If it's OR either of you can sell it.
If it's in Her name, then when you blow through a photo-radar speed trap, they send the ticket to her. It's been useful to have my wife's car registered only in my name. When she gets a photo ticket I just send a photo copy of my license in and say "wasn't me".
As for using the Dealer's financing. You can refinance at any time. Generally the Dealer gets a kickpack, which is why they push their financing. If you refi within 6 months they lose the kickback.
Your name
Her name
Yours AND Hers
Yours OR Hers
If it's AND both of you have to sign the title to sell.
If it's OR either of you can sell it.
If it's in Her name, then when you blow through a photo-radar speed trap, they send the ticket to her. It's been useful to have my wife's car registered only in my name. When she gets a photo ticket I just send a photo copy of my license in and say "wasn't me".
As for using the Dealer's financing. You can refinance at any time. Generally the Dealer gets a kickpack, which is why they push their financing. If you refi within 6 months they lose the kickback.
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