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PSUTE

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Word of caution. If you have anything feeling like a twinge anywhere, Get to the doctor and have it documented. May be no big deal now, but it can come back to haunt you far in the future. Sister was in a wreck, back was a little bit "tweaked", but no big deal, refused to go to the doctor. 15 years later went to a doctor for chronic back pain, was told it was due to a previous trauma. Not documented, didn't happen...
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HPR23Wildling

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I hate to say this…but get a lawyer and do it NOW.

the company that the driver works for will not like this. But do it and do not talk to their insurance agent without one. Period.
Exactly what he said…. Sadly
 

HPR23Wildling

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Word of caution. If you have anything feeling like a twinge anywhere, Get to the doctor and have it documented. May be no big deal now, but it can come back to haunt you far in the future. Sister was in a wreck, back was a little bit "tweaked", but no big deal, refused to go to the doctor. 15 years later went to a doctor for chronic back pain, was told it was due to a previous trauma. Not documented, didn't happen...
as I sit here with a tens unit on a compressed nerve in my neck from a motorcycle accident when I was 25. I’m 49 and it didn’t appear until about three years ago. My neck hurt, but I rubbed some dirt on it.

live and learn
 

bikesandguitars

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One early fall night after a heavy snow, a fully loaded tree limb fell from the near top of an old oak. It was a strange sight as the limb was coming down almost perfectly parallel to the ground. I happened to look up and thought, “That’s a lot of leaves to be falling in a straight line at one time”. A fraction of a second later I realized it was a giant limb and it was going to land across two lanes of traffic. I was driving in the outside lane. I knew there was a small car with at least one child in the car next to me. I had noticed them earlier.

I thought about swerving into oncoming traffic but quickly decided that a head on collision at 40 mph was probably more dangerous than what I decided to do next. I locked up my brakes and cranked my steering wheel to the right. I hit the small car with the kid in it. The impact sent them through a golf course fence and 100 feet further on to the fairway. The limb fell and clipped my drivers side bumper. The limb was at least 15 feet long and well over 250 lbs, maybe more. It took two people to pull it across the street and out of traffic.

When the police arrived, they assessed the situation, looked at the tree limb, then my car and then at me. The female officer, with a completely straight face, said, “Do you need me to get you a change of pants?”

That‘s what I thought about when I read the story of your accident. It must’ve been terrifying.
 

Tactisquatch

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Clubs
 
Posting this as a bit of a vent but also for anyone who likes to see post accident results on their cars.

Let me start by saying I really believe the Braptor saved my life today. I had to wrestle like hell to keep from spiraling into 5 other vehicles, but I was run off the road by a fully loaded concrete truck today who decided to merge into my lane with no warning on a very crowded highway. The damage should have been a lot worse and I'm still completely stunned it's as intact as it is after what I experienced.

We tangoed for about 50ft while trying to stop before he finally won and I spun into the opposing lanes, when I finally came to a stop I got love tapped by a semi who was trying to stop. I really believe that most other vehicles I've owned would have put me right under that concrete truck and they'd still be cleaning me off the highway. Fortunately the driver admitted fault on the police report and was cited for failure to merge properly so that will hopefully save a couple headaches.

While I'm thankful to be alive, I'm pretty devastated for my truck. My kids might be more sad than I am. After waiting 2.5 years, we only got about 7 months together and I loved every single mile. Was just looking forward to that first fall weather 😔.

If anyone has any advice for how to navigate this with the driver's insurance, please don't hesitate to reach out as I've never been in this situation. I'm quite mixed on whether or not I'd accept a repair (which seems highly unlikely anyway) given the Carfax report is gonna be ugly as hell...versus just totaling it and trying again in another 3 years.

Stuff can be replaced. Life is short. Hug your kids.

Now queue the comments about "safer ways to get rid of your ugly fenders" 😅




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Tie rods look good.
 

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Krieger

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One early fall night after a heavy snow, a fully loaded tree limb fell from the near top of an old oak. It was a strange sight as the limb was coming down almost perfectly parallel to the ground. I happened to look up and thought, “That’s a lot of leaves to be falling in a straight line at one time”. A fraction of a second later I realized it was a giant limb and it was going to land across two lanes of traffic. I was driving in the outside lane. I knew there was a small car with at least one child in the car next to me. I had noticed them earlier.

I thought about swerving into oncoming traffic but quickly decided that a head on collision at 40 mph was probably more dangerous than what I decided to do next. I locked up my brakes and cranked my steering wheel to the right. I hit the small car with the kid in it. The impact sent them through a golf course fence and 100 feet further on to the fairway. The limb fell and clipped my drivers side bumper. The limb was at least 15 feet long and well over 250 lbs, maybe more. It took two people to pull it across the street and out of traffic.

When the police arrived, they assessed the situation, looked at the tree limb, then my car and then at me. The female officer, with a completely straight face, said, “Do you need me to get you a change of pants?”

That‘s what I thought about when I read the story of your accident. It must’ve been terrifying.
Glad you made it through! Definitely similar to what happened to me today. So many split second decisions and what ifs. The more I recap it to people, the more I'm 1. Absolutely stunned I'm alive given all that took place and 2. that only 3 vehicles were impacted when I was pushed across 3 lanes of traffic in rush hour with cars all around doing 65mph (75 if you count the two express lanes I was forced into).

I had to tell at least 5 people today that the coffee all over my pants wasn't from me pissing myself- but at first I wasn't even sure! 😅

I may have sold 10+ Broncos today between the police, paramedics, and firefighters who were stunned I walked away and how much abuse that thing took.
 

Gabby

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NightShade

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Appreciate it! I was very fortunate to walk away. Curious about the depreciation value. I know usually insurance calculates a number for this but I've always dealt with it with property damage to a building, not to a new car. Do they just base it on some formula for the value lost due to a title that has an accident tied to it now? Not sure what a "fair" price would be for that.


Really appreciate you doing this as it helps me plan for what to expect. I'm not sure how things like part availability factor into this - I'd expect they'd have to put me in a trashy rental for several months while I continue paying my hefty car payment... Ugh not looking forward to this process.
There should be a cost associated for lost warranty time too. Your warranty is ticking down while your vehicle may be in the shop for months. I’d say the same thing for the cost of maintaining vehicle insurance on a vehicle you may not be able to drive in 3-6 months. They may tell ya to pound sand but you never know unless you ask. I remember when I had a pretty serious accident with my F150 and got t-boned, going with well reviewed body shops got me a lifetime warranty on the repairs/paint for my vehicle. Keep that in consideration.
 

hemiblas

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Glad you are ok. Let us know how it goes. So many things to consider in this one. I never even thought about what an accident would do to its value until I went to sell my last car and they mentioned it.
 

JonD

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Same situation for me. July 2020 resev got my truck 12.24.22. Then accident in May 2023. 10 cops were chasing a guy in a truck that hit me. 24k in damage. 2022 WT 2.7 2 Dr. Happened in May. Let insurance do their thing. Especially if fault is noted on report. My repair looks like six months because of no parts. Have a rental until it fixed, all covered. I have had no issues, smoothest process I've even been in. Just call your insurance and get process started and let them do what needs to be done. I don't care about Carfax because I plan to keep it way longer than any resale will matter. I love my truck and can't wait to get it back. Reach out with any questions.
 

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mpeugeot

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Posting this as a bit of a vent but also for anyone who likes to see post accident results on their cars.

Let me start by saying I really believe the Braptor saved my life today. I had to wrestle like hell to keep from spiraling into 5 other vehicles, but I was run off the road by a fully loaded concrete truck today who decided to merge into my lane with no warning on a very crowded highway. The damage should have been a lot worse and I'm still completely stunned it's as intact as it is after what I experienced.

We tangoed for about 50ft while trying to stop before he finally won and I spun into the opposing lanes, when I finally came to a stop I got love tapped by a semi who was trying to stop. I really believe that most other vehicles I've owned would have put me right under that concrete truck and they'd still be cleaning me off the highway. Fortunately the driver admitted fault on the police report and was cited for failure to merge properly so that will hopefully save a couple headaches.

While I'm thankful to be alive, I'm pretty devastated for my truck. My kids might be more sad than I am. After waiting 2.5 years, we only got about 7 months together and I loved every single mile. Was just looking forward to that first fall weather 😔.

If anyone has any advice for how to navigate this with the driver's insurance, please don't hesitate to reach out as I've never been in this situation. I'm quite mixed on whether or not I'd accept a repair (which seems highly unlikely anyway) given the Carfax report is gonna be ugly as hell...versus just totaling it and trying again in another 3 years.

Stuff can be replaced. Life is short. Hug your kids.

Now queue the comments about "safer ways to get rid of your ugly fenders" 😅




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So very happy that you made it... But now I have to poke a little bit of fun.

Are you sure that won't buff out?
Did you wax it?
You do know that you are supposed to go over the obstacles, not be the obstacle.

Seriously glad you didn't get crushed. That BRaptor clearly gave it up to save you!

BTW, I would absolutely buy the salvage back from the insurance company and turn it into a no holds barred off-roader.
 

mpeugeot

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This happened over 9 hours ago and I'm buzzing still on an adrenaline high. Blood pressure was 187/89 when the paramedics arrived. It finally came down about 4 hours later. I agree on the other driver, he was super nice and I feel terrible about the situation for him, but it was completely avoidable. He literally said to me "I saw you coming clear as day, I just thought you were a lot further away than you were". He literally put that in his statement to the police so I'm expecting this to be pretty open and shut.

Definitely sore as hell but I'm counting my blessings. The last thing I remember before I came to a stop was the vehicle trying to fishtail, and as I was diagonal seeing three semis coming right at me. I was able to wrestle it back straight otherwise I probably would have been human toothpaste as they would have had no room to pass and no time to fully stop.



Ironically, I am not so new to this situation. I own a commercial property that gets hit fairly often. It's gotten to the point where I don't even go through my insurance anymore. I called them anyway as this is the first time I've been involved in a vehicular accident, and they basically suggested the same thing you just said.

My biggest concern in all of this is if they can actually repair it, will the repair be acceptable? I'm never going to get that off off of the Carfax history, and I'm personally concerned about any underlying damage that might not be found or repaired properly but doesn't rear its head for several thousand miles.
So having owned more than one vehicle that got totalled (mostly thanks to my ex), I used to look at it this way... It's pre-disastered... The statistical likelihood of another disaster for that vehicle is extremely low... I have never had a vehicle that was totalled twice!
 

etmccaus86

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Wow. I'm so glad you all are OK.

This hits a little close to home as I was run off the road three days ago by a semi driver who insisted on occupying my lane at the same time I was in it. Thankful for having runoff in that case; another 1000 feet along there wouldn't have been.
 

mpeugeot

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Same situation for me. July 2020 resev got my truck 12.24.22. Then accident in May 2023. 10 cops were chasing a guy in a truck that hit me. 24k in damage. 2022 WT 2.7 2 Dr. Happened in May. Let insurance do their thing. Especially if fault is noted on report. My repair looks like six months because of no parts. Have a rental until it fixed, all covered. I have had no issues, smoothest process I've even been in. Just call your insurance and get process started and let them do what needs to be done. I don't care about Carfax because I plan to keep it way longer than any resale will matter. I love my truck and can't wait to get it back. Reach out with any questions.
Still, you are without your vehicle for 6 months (unless they rented you something equivalent)... I do agree that when properly repaired a vehicle can be every bit as good as it was before the accident (provided you have a really great shop on it). My 1995 and 1999 Miatas were every bit as good after the repair despite the fact that they were definitely at the 50/50 point of dump/repair.

The shop quality makes a huge difference.
 

Imonamoose

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God Bless you and yours brother.

I hope you get made whole. Glad y'all are safe.
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