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Ford should offer 0% Financing for 60 months

Bud2020

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Just pay cashđź’°. Why finance.

I plan to open up a cash back CC with $1000 signup bonus, swipe $5K, then throw a cashier’s check into finance manager’s ugly face then GTFO with a Bronco.
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Bud2020

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i wonder if we might see some version of adjustable rate. first 3 years are x% and then it goes to current market rate + x?
Have you heard of the Ford Flex Buy plan? :LOL:
 

Silver-Bolt

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No you educate us with your knowledge of the car buying process for millions of Americans.
Your generalization of what people
Can afford and how they decide to finance said product is nonsense...and this is coming from someone who is not getting a loan for his bronco but I don’t think that’s the best approach for someone else...

I will hold my beer...
What you state has fact doesn’t hold weight...
See above.
 

HotdogThud

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This is boomer thinking brought to you by the group that refuses to use credit cards even if they offer cash back.

Use the banks cheap money and invest your own.
Look man, if you can't afford to be rich enough to not worry about financing rates and terms, maybe you should just find those bootstraps, and stop trying so hard to be poor. Everyone knows that people that aren't as financially well off, are only choosing to be that way.

/s
 

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Bud2020

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Silver-Bolt

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Ya no thanks...
Here, let me help.

That is 100% correct. However if you cannot afford to pay it off in under 48 months you can't afford it. The 2020 Audi I bought last year was $62K. I was able to get .9% for 36/mo. I could have paid cash. I chose to finance half at .9% and invested the other $31k. So far I am making more than the depreciation and putting money in my pocket. The end game is time vs money. If you extend your loan duration too long the depreciation will eat up your investment profits.
 

Sj2021wildtrak

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This is boomer thinking brought to you by the group that refuses to use credit cards even if they offer cash back.

Use the banks cheap money and invest your own.
Sound financial advice is boomer thinking? LMAO
 

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Bud2020

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