Financing Rates Thread

[BroAD]

So I wanted to put together a thread where we can share our own financing rates we find in case Ford Credit doesn't produce any competitive rates. Please share rates you've found and I'll create/update a running list so we can shop our own rates instead of relying on the dealership to get us the best deal.

Since some financial institutions require memberships to get their rates, please add the 36, 48, 60, 72, and 84 month rates as well as any membership requirements since some B6G members may fit the requirements to join and others not.

Thanks for posting.

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[BroAD]

Navy Federal Credit Union:

36 - 1.79%
48 - 2.19%
60 - 2.19%
72 - 2.29%
84 - 4.69%

Requires current and retired members of the armed forces to include their families and household members; Department of Defense personnel including contractors; and children / grandchildren of members.

https://www.navyfederal.org/loans-cards/auto-loans/auto-rates.php

 

[BroAD]

Apple Credit Union:

36 - 1.34%
48 - 1.94%
60 - 1.94%
72 - 2.24%
84 - 2.69%

Community membership is available to anyone who lives, works, worships, volunteers or attends school in Fairfax County.

https://www.applefcu.org/AppleWeb/JoinNow

https://www.applefcu.org/Rates

 

[dejones64]

Best info I have is 'starting at 2.24%' (maybe that's 72mo). No breakdown of terms.

https://financialonecu.com/rates#auto-loan-rates

 

[Headsong]

Laughing. Where's the stock market going to be in 6-8 months? Winning Lotto #'s? You all realize that rates are always subject to change...............shaking my head. I bet a gal of milk will be 2.19.

 

[Felix808]

Posting rates so far out won't mean much now. Rates vary all the time & will be completely different by the time delivery takes place dependent on what the Fed does.

 

[BroAD]

I know rates change especially with a new administration but this is meant to be a source in 6-8 months because I’ll keep it updated. Traditionally, competitive credit unions tend to be competitive long term even if rates go up or down.

Better than about a month out trying to Google “best rates available” or relying on the dealership to “take care of you” because we all know how that works.

 

[Stever17]

I know rates change especially with a new administration but this is meant to be a source in 6-8 months because I’ll keep it updated. Traditionally, competitive credit unions tend to be competitive long term even if rates go up or down.

Better than about a month out trying to Google “best rates available” or relying on the dealership to “take care of you” because we all know how that works.

No matter what you do on this forum people will rip apart any attempt of a normal post or a post like this where you are just trying to share. I joined this forum in hopes to be better informed on the bronco. The amount of hatred and I hate everything attitude in this forum is terrible. This forum highlights what is wrong with social media. People have forgotten how to be civil and respect others.

 

[Spooled]

There's already a thread on this

https://www.bronco6g.com/forum/thre...e-best-auto-loan-finance-interest-rates.8602/

 

[Hkak45]

Laughing. Where's the stock market going to be in 6-8 months? Winning Lotto #'s? You all realize that rates are always subject to change...............shaking my head. I bet a gal of milk will be 2.19.

Is 2.19 a gallon high or low?

 

[Headsong]

Is 2.19 a gallon high or low?

Puts on it or calls? Spin the wheel.

 

[9989dan]

No matter what you do on this forum people will rip apart any attempt of a normal post or a post like this where you are just trying to share. I joined this forum in hopes to be better informed on the bronco. The amount of hatred and I hate everything attitude in this forum is terrible. This forum highlights what is wrong with social media. People have forgotten how to be civil and respect others.

You are exactly right!
Found that out quickly when I first brought up the rate thing.
This is a great idea though, and thanks for all the input from everyone

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