Anyone financing? What rates are you getting?

[Rocky905]

So I need to take delivery on my Bronco this week. I've financed all my more recent vehicles as the rate has always been below 2% which I can easily beat even with conservative investments. However its now looking like ~6% is the going rate which I could only beat by being more aggressive which I don't really have the stomach for. Is anyone getting much better than 6%? I'm thinking about just writing a check for this one.

I financed for a few months in August of '23 at 5 1/2%. Paid it off after about 3 months.

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[JerryC]

Though the dealer, 6.59% this weekend.
TD America.

 

[sapperjim]

We got 6.0% for 72 months. I should be able to double up the payments and pay it off early, but it's nice to have a lower payment if something unforeseen happens.

 

[USMCAg]

6.25% on 03 February of this year with an 821 Experian credit score, but budgeted to pay the F-150 off 10 months early and the Bronco a year early. I'll refinance once the 150 is paid off next year if interest rates are lower.

 

[srt8gofast]

I know this was last month's thread but in case others are shopping loans, I just received 4.99% for 60months with Navy Federal Credit Union. Best rate I've found so far for a 60month.

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