- First Name
- rob
- Joined
- Feb 13, 2021
- Threads
- 4
- Messages
- 1,248
- Reaction score
- 1,188
- Location
- North Las Vegas
- Vehicle(s)
- jeep cherokee
- Your Bronco Model
- Base
- Banned
- #1,216
When I bought a Toyota I went with what the dealership gave me but I went later that week and fond a better loan then what Toyota gave me .When you apply for an auto loan, the potential lender will take into account your income and your monthly obligations and approve your loan based on a maximum loan amount they provide to you. It is then up to you to either stay below that maximum with your car purchase, or come up with a larger down payment if that maximum loan amount is not sufficient to buy the car with the taxes and reg fees added on. As others have said, use the dealer to counter the lowest percentage rate you might get as the dealers have access to lender with special rates that you can't get or can't find on your own.
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