And that’s true, his 4-7 stuff is fine for people who don’t know better or just can’t control their inpulses or trust themselves with a card. To me, I personally think most people would be better off with more advanced advice after getting out of debt. But his stuff is geared for the lowest common denominator and like I said, it works amazing for debt.I was just talking about the generic BS 4-7. You can get a 30 year and pay it down like a 15 year. I understand his logic; this is for people who need to stick to a plan.
I don't think he pushes high fee mutual funds? I thought he liked Vangard?
You don't need a credit card for a credit score. The reason he talks about paying cash is that many of the people who are deep in debt can stay away from the candy called a credit card. Take what you need from Dave. If you don't need that advice, don't use it. However, it isn't terrible, especially for profligate spenders.
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