You don't need the $500 ones. These $55 ones do the job just fine, cheaper than most (nearly all?) after-market options. Bonus is you don't have to buy a set of 4 if you don't want the rears. Second bonus is these go on sale occasionally, making them even cheaper:These guys?? LINK
I'm guessing it's just the two thumb screws to remove them??
If so... screw those $400 - $500 mud flaps on Ford Accessories. The Ford ones are stupid expensive and the only reason why I felt like they might be worth the price is because they are quick-release and removable for the trail. But you can get a complete set of four Rokblokz for the price of two of the mud flaps on Ford's website.
Front and Rear
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