Good Loan Interest Rate Currently?

[Cyber2D]

Yeah, USAA was about a percentage point higher for 72 months.

To be fair USAA has rates so terrible I think they actively want out of the loan business. Amazing how uncompetitive their rates are across the board.

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[ERock62]

Schools First CU (wife is a teacher) has reasonable rates at the moment.

https://www.schoolsfirstfcu.org/gateway/schoolsfirstfcu/rates/auto-loans

We are both 800+ so it should be no problem getting the lower rates.

 

[BQH2010]

every month I see my beer fund depleting, that said I am finding out lock rate periods from one of my CUs that has decent rates right now, the rest would put me in AA.

Seriously, not a joke.

 

[Bronc_Bronc]

Man I was pissed about getting 2.6% from USAA last June. Had my Bronco been delivered "on time" I would have slid in under 2%.

 

[FellowM3]

Anyone in NJ try Affinity Federal Credit Union

 

[BroncoRaptor]

anyone have a good rate for North Carolina?

 

[GreyZ]

More like anyone want to claim family so I can join that Elgin CU. Those rates are really good comparatively right now. I can't find anything close to that near me.

 

[Scopebit]

Ugh, this stresses me out. I guess I've just always timed it when rates were low, but my last several vehicle purchases had loan percents around 1.0%, 1.1%, .9%, etc.

Anything over 3% makes my stomach turn...

Not quite the late 70s early 80s that my parents endured but we are on our way. Good luck all!

 

[Sethtsmith]

More like anyone want to claim family so I can join that Elgin CU. Those rates are really good comparatively right now. I can't find anything close to that near me.

Heh, I already have 6 kids, they might look at me funny if I claim a 7th!

 

[BroncoA512021]

Wasn't on a Bronco but I just helped a friend with a 750 credit score on a new car purchase and they were given the options of 5.99%@60/72 or 6.24%@84. Used would likely be 1-1.5 points higher based on some research, and likely double digit rates for anyone with mid-tier credit. Definitely makes purchasing any vehicle nowadays painful.

84 months LOL LOL - is that a mortgage?

 

[D Rock]

I think 4.5 - 5.0% for 60 months is generally pretty good right now.

 

[coadr]

84 months LOL LOL - is that a mortgage?

Definitely unfortunate, but it's all some people can afford from a monthly payment standpoint.

 

[bek]

I know interest rates are going crazy right now. I feel very fortunate that I was able to obtain my loan when rates were still good (1.85%). What are good rates now?

My local credit union starts at 3.99%. I was able to bargain with them a few years ago and get it a bit lower than what they were offering then, so lower might be possible.

 

[vzqhsg]

Are the 740 or so credit ratings a good rating?

 

[Snacktime]

My credit union came up 1% across the board in the last 30 days. I am 2.49% @72 months purchase 9/17/2022

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