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So I am wondering, how hard is it to get financed through Ford? Would they even be the best option to finance with? Any suggestions to either or these questions would be greatly appreciated. Thanks
Berg
Berg
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Credit unions tend to offer best rates.
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I prefer to have financing in place beforehand, but the last car I financed (in 2014), I got 0% through the dealer so ¯\_(ツ)_/¯
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OP
OP
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- #6
I suppose I better make sure my credit is on point and I have a decent down payment either way.
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Sometimes the dealer is the best option, all depends on what they're offering or if they'll match. I've also used dealer financing to get a better price only to refinance thru my CU a few days later with a better rate.
Usually requires a pulse.
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Check your credit now. Fix what needs fixing. Shop around a few before delivery. Have your financing set up.
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You can get around 3% through PNC Bank right now. I'm pretty ignorant when it comes to credit unions. I'm not sure if just anybody can call a credit union and join?
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When it comes to these Broncos I would have a financing option set up outside of the dealer
I would be worried about the dealer trying to offer bad financing terms in hopes that you would walk away from the deal and give them the option to sell your Bronco to someone else at a marked up price
You can always give them the option to beat the outside financing that you have set up
I would be worried about the dealer trying to offer bad financing terms in hopes that you would walk away from the deal and give them the option to sell your Bronco to someone else at a marked up price
You can always give them the option to beat the outside financing that you have set up
As someone in a related industry... yeah honestly you can finance any vehicle no matter your credit as long as you’ve got the needed down payment.
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- #13
Usually 720 is considered excellent
Yup, as long as you don't die in the next year you should have no problem
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- #15
Depends on the bank that is offering the credit. Does Ford offer their own credit like GM?
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