- First Name
- Mitch
- Joined
- Mar 11, 2021
- Threads
- 26
- Messages
- 2,309
- Reaction score
- 4,013
- Location
- Cape Cod, MA, formerly Flagstaff, AZ
- Vehicle(s)
- 2021 2 Door Badlands manual, 2021 Tacoma TRD OR
- Your Bronco Model
- Badlands
I would say go lower on the deductible. After 2 visits at $200 you are at the same price as the $50. On the good side you can modify your plan up until the 3/36 warranty expires. If I start racking up a bunch of miles I’d upgrade to 125K or 150K. Here is what I posted in the other thread:So $1570 for 8yrs/100 thou w/$200 deduct a good price?
Doing some quick math, the $50 deductible is where I land. Here are the prices for the 8 year 100K plans from Flood. 8/100 is the sweet spot for me, the 125K plan price jumps $700 on the $50 deductible plan. These prices do not include the LED or key coverage.
$0 Deductible $2060,
$50 Deductible $1755, $1855 after 2 visits, $2055 after 6 visits
$100 Deductible $1605, $1805 after 2 visits, $2205 after 6 visits
$200 Deductible $1470, $1870 after 2 visits, $2670 after 6 visits
I’m paying a little more up front for the $50 deductible gambling that I’ll have more than two but less than seven warranty visits from 36K to 100K miles. I’m also gambling that I’ll have more than $1855 worth of covered repairs, but in today’s world the radio screen or safety system could potentially cost that much.
I ended up buying first day rental for the extra $50. It may be $50 wasted because most of the time I wouldn’t need a rental. I purchased it because I want to be covered if we take a trip and something happens.
For anyone buying, absolutely get the additional lighting coverage for $70. The LED headlights and other LED’s aren’t covered by the standard warranty, and they are expensive.
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