Ford Financing

[kodiakisland]

I just got 1.89% from USAA.

Same here

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[bronco2drga]

Dose USAA work all over the country?

Yes

 

[BuffaloBronco87]

Can't join USAA, but my local credit union was as low as 1.75% for up to 60 months and 1.99% for 72.
I had a build this week and my salesman told me I'd be better off shopping around.

 

[vrtical]

I recently got less then 2% on a 72 from Chase in May

 

[Moya7]

How long Is it good for? I tried searching that out and couldn't find it. I know I'm at least 6 weeks from delivery. So I don't want to apply just yet.

Yep, it's only good for 25 days so mine will expire, then I have to reapply. I don't want them to run another credit report as that usually dings your credit. Would have been fine with my original build date of June 21 but it won't work now. I'm also on the west coast and I don't believe any rigs have been delivered out here yet. Is your build date also August 2?

 

[PrepVet]

I talked to my salesman at the dealer. He said Ford isnt offering any special financing. As suggested in another thread, I’m going with USAA. If you aren’t eligible I recommend going through a credit union. They always have better rates than the big banks.

I was looking at USAA but Navy Fed and my local CU have better rates. Not much but better, since I think I am ditching USAA car insurance because they insanely high now I would save the extra quarter percent for using them as my loan source any longer.

 

[wrbix]

36 months 0%
36-48 months 0.9%
60 Months 1.9%
above 60 to 72 months 2.9 to 4.9%

From Ford?
Nationwide you think?

 

[Dr.Detroit]

From Ford?
Nationwide you think?

yes, i have a sheet right in front of me from Ford Credit..this is assuming a+ credit.
In today market, I am certain you can get your bank or credit union to match. Consider the fact it is usually more convenient at the dealership. I am not usually a huge fan of dealerships, just seems to work out that way from my exp. Maybe, because they process so many, they have the manpower and process down to a science. Not really sure.

 

[Headsong]

Yep, it's only good for 25 days so mine will expire, then I have to reapply. I don't want them to run another credit report as that usually dings your credit. Would have been fine with my original build date of June 21 but it won't work now. I'm also on the west coast and I don't believe any rigs have been delivered out here yet. Is your build date also August 2?

July 21....

 

[GoTigersGoBronco]

Consumers Credit Union has 2.24% with auto pay

 

[Headsong]

yes, i have a sheet right in front of me from Ford Credit..this is assuming a+ credit.
In today market, I am certain you can get your bank or credit union to match. Consider the fact it is usually more convenient at the dealership. I am not usually a huge fan of dealerships, just seems to work out that way from my exp. Maybe, because they process so many, they have the manpower and process down to a science. Not really sure.

I was told that Ford wasn't offering anything anymore, that the dealers source locally....makes it easier if we just do it thru Ford. I guess I best ask again.

 

[Dr.Detroit]

I was told that Ford wasn't offering anything anymore, that the dealers source locally....makes it easier if we just do it thru Ford. I guess I best ask again.

I agree, I am hearing each dealership rates are being quoted different. I am not sure what is up with that. I know what my loan quote is. I have a printed copy of it.

 

[Flagstaff]

For those that have gone through the purchase/financing of their Broncos, does anyone have information on rates for what Ford is offering? I know they are many factors that influence rates, but if anyone has info would be greatly appreciated.

As someone that helps out a small credit union, based on the rates the wholesale market is giving for fixed rate investments they much prefer to have money out in loans. On several occasions over the last 6 months credit union members have asked and gotten matching market rates. Do not hesitate in asking for a matching rate and term. A lot of smaller credit unions are wanting your business right now and the worst they can say is No.

 

[Wardawg]

yes, i have a sheet right in front of me from Ford Credit..this is assuming a+ credit.
In today market, I am certain you can get your bank or credit union to match. Consider the fact it is usually more convenient at the dealership. I am not usually a huge fan of dealerships, just seems to work out that way from my exp. Maybe, because they process so many, they have the manpower and process down to a science. Not really sure.

That's good to hear, I usually just finance with Ford for ease as I can usually get them to match or beat competing rates as well.

Thanks for the info!

 

[Bacon]

when going thru Ford credit website, and chatting w agent, they tell me you can not negotiote directly with them, it has to go thru dealer.. dealer had nothing promotional or competitive at all. so i guess, can look at other banks....... im not a credit union member so dont have that option

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