Ford Financing

[Beau J]

1.9% for 84 months through Ford Motor Credit just last week. Sales GM called and bitched at them because Capital One was like a tenth of a point lower than Ford’s rate. Ford Credit capitulated and undercut cap one slightly. Dealer also didn’t pad the rate.

This rate on a bronco? Sounds like a subsidized rate especially at 84.

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[kodiakisland]

I got 1.89% for 60 months last week from Ford.

 

[Cartman3132]

Recently bought my Black Diamond from Stephen's.

Originally had 2.9 from my.local credit union. Ford Financing (Capital One in this case) beat it at 2.1. I have pretty decent credit so your mileage may vary, but I was good with that rate over 72mo.

How much (or %) did you put down if you don't mind me asking?

 

[Cartman3132]

You spelled Cardano wrong.

I got some couch change in the INU.....I can't handle the weekly/daily/hourly swings of Crypto to put real money into it, I'd have a mental breakdown.

 

[scubasteve]

How much (or %) did you put down if you don't mind me asking?

I only put 2k down, so only about 5% of the total cost. I didn't want to tie up more cash with a decent rate like that. I plan to pay it off pretty quick so it works for my needs.

 

[Cartman3132]

I only put 2k down, so only about 5% of the total cost. I didn't want to tie up more cash with a decent rate like that. I plan to pay it off pretty quick so it works for my needs.

That's an unreal rate, that's awesome, congrats. I got a 840+ credit score and a F150 I'm selling to my friend whose looking for a pickup so like $20k to put towards it. Just need the thing to get here so I can lock in a rate.....knowing my luck/ how the broncos have been going the rate will shoot up to like 8% and my buddy will bail on our deal the day before I go.

 

[scubasteve]

That's an unreal rate, that's awesome, congrats. I got a 840+ credit score and a F150 I'm selling to my friend whose looking for a pickup so like $20k to put towards it. Just need the thing to get here so I can lock in a rate.....knowing my luck/ how the broncos have been going the rate will shoot up to like 8% and my buddy will bail on our deal the day before I go.

Everyone has different needs. Most major banks looking just in general have rates in the 3-4% just looking online if you have a decent credit card. Like I said whatever works for you and your needs.

 

[BucknB]

Here I am waiting for numbers close to mine lol. For the OP though I have over. 780 score and I’m seeing rates at Capital one for 2.45%, I’m sure having that in your pocket before checking with ford will give you peice of mind.

im wondering how people have 850 and I pay everything off in full. Man 1.5% these banks are handing out money.

 

[BigSki150]

Recently bought my Black Diamond from Stephen's.

Originally had 2.9 from my local credit union. Ford Financing (Capital One in this case) beat it at 2.1. I have pretty decent credit so your mileage may vary, but I was good with that rate over 72mo.

I was talking with Tanis and he agreed to give me $500 more for my trade if I used Capital One thru Stephen's. Were there any surprises at closing/delivery? The rate he gave me beat my Credit Union by 0.09%. I'm going Wed to pick mine up.

 

[NevadaDesertExploration]

My brother was just purchased a power wagon and financed through capital 1 with 1.99%

 

[scubasteve]

I was talking with Tanis and he agreed to give me $500 more for my trade if I used Capital One thru Stephen's. Were there any surprises at closing/delivery? The rate he gave me beat my Credit Union by 0.09%. I'm going Wed to pick mine up.

No surprises or anything. Everything was as expected. I declined additional warranties but that is up to you.

 

[TyGuy40]

I am getting 1.75 from my Credit Union. But the dealer claims they can beat that. We shall see. That seems like a far fetch. My Bronco just came in, so we are going to the dealership tonight to talk about options.

 

[lenitech]

My credit union is offering 1.49% up to 48 months, 1.79% 60months, 2.09% 72months, and 2.39% on 84 months. I wonder if Ford Credit will beat these rates.

 

[nomnom]

I was approved by USAA for 1.8% for 48, 60, and 84 month increments.

I'm going with 48.

 

[timstrong20]

I am getting 1.75 from my Credit Union. But the dealer claims they can beat that. We shall see. That seems like a far fetch. My Bronco just came in, so we are going to the dealership tonight to talk about options.

Congrats and let us know how it works out.

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