Interest rates?

[Andrew72]

I got 2.98% in December 2022 (Delta Community Credit Union). Now they're up to 4.88%.

I just financed through DCCU with the 4.88 rate. Best I could find at this time.

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[JawnyBronco]

Approved at 7.99 from my bank with fair credit… can’t complain…

 

[Hkak45]

5.74% 72 months from local CU. Excellent credit. Seems to be the best I can find currently

 

[mattymik]

5.74% 72 months from local CU. Excellent credit. Seems to be the best I can find currently

5.99 for 72 months with my CU, too. Also excellent credit. I missed 5.74 by a day … didn’t get under contract in time to lock it in

 

[ChaseG]

4.99% for 72 months at the credit union I work at.

 

[Hkak45]

5.99 for 72 months with my CU, too. Also excellent credit. I missed 5.74 by a day … didn’t get under contract in time to lock it in

Ask if they do autopay discount. Both of my credit unions offer 0.25% reduction in interest if you sign up for autopay so that's why mine wasn't 5.99%

 

[Hkak45]

4.99% for 72 months at the credit union I work at.

Dang that is a good rate these days.

 

[BadSasG6]

For miltary, veterans, and Family.

Navy Federal Credit Union is still…

4.54% for 36 mo
4.74% for 60 mo
5.04% for 72 mo
6.94% for 84 mo
7.84% for 96 mo

 

[soldier989]

Ouch. When I bought mine in May, they guestimated a finance rate for me, with a score in the low 800's, would have been around 7%. Pulled out the checkbook and shut that down.

Just be careful and you can always refinance later. You know your finances better than anyone else.

 

[rayhil67]

Approved at 7.99 from my bank with fair credit… can’t complain…

ouch... tell me thats not over 60 months!!!!!!!

 

[OscarHTX]

5.99 for 72 months with my CU, too. Also excellent credit. I missed 5.74 by a day … didn’t get under contract in time to lock it in

Just asking which CU because I see you're in Kingwood (I'm in Atascocita).

My build date is Wednesday and I should start shopping around.

 

[mattymik]

Just asking which CU because I see you're in Kingwood (I'm in Atascocita).

My build date is Wednesday and I should start shopping around.

Smart Financial CU

I got my previous loan with them as well as the current one. They are easy to work with and have done a good job.

Kenyada Davis helped me on this new purchase, FWIW.

 

[Overcooked]

The rate is through the roof now so I see no point on borrowing.
When my WT arrives on Sep, I'll be paying cash..

 

[MK0412]

Just got a 5.49% for 60 months yesterday.

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