Interest rates?

[Shane W]

I was able to order my Bronco on 3/27 and to my surprise I got the build date a week later. MY Wildtrak is scheduled to be build the week of 6/5 so as long as everything goes to schedule, I should take delivery around the 4th of July. I have been watching loan interest rates very closely and at my Credit Union they have went up 3 times since I ordered it. I was hoping that rates would start to drop but I'm not seeing it. What kind of rates are you getting, Ford Motor Credit offering any good deals for excellent credit score's? Not sure if it helps but I'll have over 30% down. And before I get the I paid cash for mine guys, need not respond but good on you, I'm not in that position. Oh, my credit union is currently 5.74% for 66 months... can I beat it?

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[vzqhsg]

Can I ask what your monthly will be and what percent is that of your monthly income?

 

[Balerstos]

I was able to order my Bronco on 3/27 and to my surprise I got the build date a week later. MY Wildtrak is scheduled to be build the week of 6/5 so as long as everything goes to schedule, I should take delivery around the 4th of July. I have been watching loan interest rates very closely and at my Credit Union they have went up 3 times since I ordered it. I was hoping that rates would start to drop but I'm not seeing it. What kind of rates are you getting, Ford Motor Credit offering any good deals for excellent credit score's? Not sure if it helps but I'll have over 30% down. And before I get the I paid cash for mine guys, need not respond but good on you, I'm not in that position. Oh, my credit union is currently 5.49% for 60 months... can I beat it?

I got my Bronco last November and I got pre-approved for like 4.99% with a 740 score at a credit union. When I went to Ford, they offered me something like 6.99%. After I told them I was going to go with my credit union, they literally offered to match it so...see if they'll beat some other place that gives you a rate you're comfortable with. If not, then you've still got the other rate.

 

[Lowcountry Bronco]

I was able to order my Bronco on 3/27 and to my surprise I got the build date a week later. MY Wildtrak is scheduled to be build the week of 6/5 so as long as everything goes to schedule, I should take delivery around the 4th of July. I have been watching loan interest rates very closely and at my Credit Union they have went up 3 times since I ordered it. I was hoping that rates would start to drop but I'm not seeing it. What kind of rates are you getting, Ford Motor Credit offering any good deals for excellent credit score's? Not sure if it helps but I'll have over 30% down. And before I get the I paid cash for mine guys, need not respond but good on you, I'm not in that position. Oh, my credit union is currently 5.49% for 60 months... can I beat it?

If you have a military affiliation Navy Federal is the best, below is from just now.

 

[malt_liqueur]

USAA yesterday

 

[CaptFett]

Navy Fed is great. The barrier to membership is fairly low if nearly anyone in your family ate a meal or two in a mess hall!

 

[MyATV]

I got 2.98% in December 2022 (Delta Community Credit Union). Now they're up to 4.88%.

 

[scotman623]

I have a 740 credit score and got 8% on March 31, 2023 when I picked up my Bronco.. I’m going to start to look around to refinance… I also put 18,000 down on a 60,000 dollar vehicle…

 

[FreddieLee]

Purchased from Galpin Ford in December 2022.

Paid $53.3K MSRP. After tax, destination, DMV, and document fees, drive-off was $61K.

$31K down, and the payment was $503mo for 72mo. Interest was 7.8%.

Made 3 payments, then refinanced with my Credit Union 2 weeks ago with another $19K towards the loan balance.

New loan balance is $11,274. New payment is $217mo for 60mo. Interest is now 5.25%.

Will have this paid off in December of 2023.

 

[Snacktime]

Last month 3.5% this month is 5.5% for 60 months. Same thing I tell people home shopping, you will refinance at some point. It's a rollercoaster ride right now next month it could be higher or lower it's a gamble.

 

[broncoj11]

USAA yesterday

Do you have to be military to qualify?

 

[broncoj11]

Navy Fed is great. The barrier to membership is fairly low if nearly anyone in your family ate a meal or two in a mess hall!

Would a father in law count? Lol

 

[The Compensator]

I called around this week. Most banks and credit unions followed the FED up on Tuesday. USAA was the cheapest I could find, but you have to be military affiliated. My plan is to take my pre-approval with me to the dealership's finance office and see if Ford credit can beat it. If they can't I'll refinance at some point when rates return to normal.

 

[law]

I called around this week. Most banks and credit unions followed the FED up on Tuesday. USAA was the cheapest I could find, but you have to be military affiliated. My plan is to take my pre-approval with me to the dealership's finance office and see if Ford credit can beat it. If they can't I'll refinance at some point when rates return to normal.

USAA bank does not require military service, just the insurance side. Anyone can open a bank account with USAA bank. Apply online and have an answer quick.

 

[CaptFett]

Would a father in law count? Lol

Yes, I believe so. May take your wife joining and then you’d be eligible to join. Or just straight line to you. Worth a try.

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