- First Name
- Chris
- Joined
- Feb 3, 2022
- Threads
- 5
- Messages
- 55
- Reaction score
- 74
- Location
- California
- Vehicle(s)
- 2017 Ford Explorer Sport
- Your Bronco Model
- Wildtrak
- Thread starter
- #1
Whats up guys!!!! So its been almlost 2 months after I passed up on my Bronco after a 2 year wait. My bronco arrived about 3 days after Christmas and was super excited until I went to pick it up. Went to do the paperwork to finance the bronco, provided everything they wanted, proof of income, good credit score etc. They come back to tell me that the lowest rates they're getting is 7.99% for a 800 score, which I found outrageous. My score was 100 points lower and they told me that they're were going to try and get me that rate. They come back with I got financed with Ford and I had to put down a minimum of $4000 down. The kicker was that the interest rate was 10%. Immediately refused. The sales manager tells me thats the best your going to get. Now I requested for them to go with my credit union, which they didn't check at least while I was there. Now I'll say they did honor MSRP and my Price Protection. That's until I found out what they really were up to. I left it there and contacted my Credit Union myself. Not only did they only check 3 lenders and stop at Ford with such a high rate, they told me the object of the game was to go with who bites first and not the best rate. So the first 2 denied me. I contacted the sales manager back and told them my credit union is requesting the purchase order to proceed with the loan. They said they can send it to them and call me back with their decision, I said ok. All within the same day. They call me back and tell me they flat out said no. Im still baffled by this. I go up there and request my credit report that they pulled and see my Bronco now on the showroom floor with a $12k ADM attached. I laughed because at that point I knew they were with the games from jump. The set up that I just found out when I finally opened the letter from my bank was that when they reached out to my credit union on my behalf to send the purchase order, they requested over $87,000 when my Bronco was priced at $66,000 with everything I picked. That told me that they were trying to get an ADM out of me on the back end or put a price that would get me denied forcing my hand. Fuled my anger all over again when I thought they were a legit dealer when I bought from them before. Now I plan to order a MY24 come September with another dealer and same spec. Dont buy from Citrus Ford!!!!
Sorry had to vent lol
Sorry had to vent lol
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