My Bronco is totaled 💔 (confirmed by insurance)

[BroncoDymond88]

Gorgeous '21 Antimatter Blue Wildtrak with tons of love and countless hours invested. Built, ordered, and waited for it for months as it sat on dirt mountain with a bad hard top.

Brand new young driver pulls out from a stop sign right in front of me, didn't have any time to stop, Collision warning didn't even detect it.

I'm being told it's most likely totaled. Even worse, with the increased prices and increased interest rates I can't even afford to replace it if it's totaled.

I am heartbroken.

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[2023bronco]

That doesn't look totaled.

 

[PurpleBronco2.3]

it sure doesn't, new front end maybe and probably a little bit of the frame and rad/intercooler, but did it even touch the motor? It won't be cheap, but it is far off from being close to totaling a $70k bronco. Does it still run and drive? If so, you could probably fix it yourself for under 10 i would think. We need more info.

 

[Balt]

I'm not sure if that's totaled, what's the frame look like underneath? The front end is designed with multiple crush zones. I was rear-ended and the entire rear cross section of the frame had to be replaced 20,000 plus dollars to fix. The rear only has one crumple zone and then it's into the main part of the frame. I was told that if the accident happened in the front it could be easily fixed, but in the rear it's harder to fix. It's very important to get it inspected by a highly reputable collision center.

 

[Aonarch]

That doesn't look too bad.

I mean most insurance companies are going to require 50% or more of the cars value in repair costs.

No way is that $30k.

 

[Toccoa]

 

[RagnarKon]

Frame horns (at minimum) are definitely bent, and core support is pretty beat up.

It'll be expensive to fix for sure, but totaled?? Mmmm... maybe. I'm leaning towards totaled, but never know. Hopefully not.

 

[Lak34ers]

Gorgeous '21 Antimatter Blue Wildtrak with tons of love and countless hours invested. Built, ordered, and waited for it for months as it sat on dirt mountain with a bad hard top.

Brand new young driver pulls out from a stop sign right in front of me, didn't have any time to stop, Collision warning didn't even detect it.

I'm being told it's most likely totaled. Even worse, with the increased prices and increased interest rates I can't even afford to replace it if it's totaled.

I am heartbroken.

View attachment 574686

You can't do much about the interest rates but your insurance owes you same "like" vehicle. So what is the current market value that one in similar condition/mileage is selling for. Document via online and local ads for one similar. Also, if totaled you can use part of your pay off to buy it back for the salvage value the insurance company places on it. Might be worth it if you want to part it out and see if you can make some money on that. Looks like it is up to Frame/Engine damage if totaled. Worked as a auto claims adjuster for a few years.

 

[Valhalla]

New front clip, hood all the coolers...I think it's OK.

 

[PrepVet]

He's dead Jim.


Especially if you have USAA.

 

[adamruiz2001]

Did air bags delpoy?

I don't think that is totalled. I have seen much worse that I thought would be totalled, only for it to be fixed. Keep the faith brother!

 

[FreddieLee]

Man, that's just terrible. Condolences. Hope no one was hurt.

 

[SevenT]

One word. DAMN.

 

[USSCajun]

State Farm will cobble it back together.

 

[Flagstaff]

UGGGH…we cannot afford to lose another anti-matter blue bronco….
Hope it makes it out alive.

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