- First Name
- Matthew
- Joined
- Jul 29, 2020
- Threads
- 43
- Messages
- 2,695
- Reaction score
- 8,390
- Location
- Northville, MI
- Vehicle(s)
- 2021 Badlands Bronco
- Your Bronco Model
- Badlands
There could be a host of reasons it was not covered. Non-payment? Excluded driver? No collision coverage? In terms of the woman’s medical bills being covered, that would depend both on coverage and fault. Was the driver at fault? Did the woman contribute or cause the loss? All of those questions are considered and determined both by the insurance contract and state law (auto insurance is regulated at the state level). I go back to- read your policy, but using a vehicle off of a public road is not an exclusion I am familiar with. I have seen restrictions for competition and aftermarket modifications for speed, performance sound systems, wheels/tires, paint). I am no longer a licensed agent and regulations change all the time!
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