Recent Ford Credit or Other...rates received

[oneballout]

I don't have any buddies, etc that have bought a vehicle in the last 6+ months w/ a loan so really no frame of reference.

What are the term to rate options folks have been seeing lately (Ford & Outside CU/Banks)....assuming top credit.

The worst should be over interest rate wise, so curious what the environment looks like now...

Thanks!

Sponsored

 

[Area51BS]

Good rates on less desirable models. We got 2.9 on a HE sport for my wife. Mavericks and Broncos are whatever the market can take from you, which is a lot. I wouldn’t buy right now. Ford could offer good rates on those too, but decides not too. Let them sit on them.

 

[derichio02]

Ford is still ridiculous unless you buy a vehicle that's under some special rate. Unfortunately this is not the case with the Bronco. Ford has been in the range of 7.5-9. A buddy of mine was able to secure financing through Navy Federal credit union for 4.99. He has 800+ score

 

[ShawndaB]

I got my loan through USAA, 60 month, 5.69%. When I asked my dealer what they could do for me, he said take the 5.69 and run. We can't beat that. Credit score in the 800s

 

[0ne]

Gonna get the best rate through entities you already have a relationship with such as credit unions and insurance companies, some good ones previously mentioned.

 

[oneballout]

What about leasing...do they lease well at all? Anyone out there leasing?

 

[Kjbeggs]

Check Capital One

 

[indio22]

Can't speak for Ford rates, but was surprised a coworker just now looking at a Hyundai, told me they are offering 0% for 60 months or $2500 cash. Hopefully Ford and other makes step up.

 

[SeaVee]

So, I bought a one and a half years ago and Ford Credit was pretty high. I live in SE Va and the best deal I got was from a little credit union near by. Guess what it’s called ?
Bronco Credit Union!
Located in Franklin, Va. all I had to do was open a savings account, now my Bronco is financed through Bronco. Great people to deal with.

 

[BroncoDymond88]

72 months at 6.74% Dealer was able to get me a better rate than the one from CapitalOne that I walked in with.

 

[Taltyman]

66 months at 6.29 at local credit union. They also quoted 6.87 at 72 months and 7.4 at 84 months.

 

[AKC]

Ford Credit offered me 8% for 72 months. Local credit union got me at 5% for 72 months

 

[ZacharyHarrisNC]

5.75% 48 month from local credit union.

 

[Tortuga]

5.04% for 72mths from Navy Federal Credit Union. Too bad I don’t have a Bronco to apply it to.
Too bad it isn’t the 0.0% for 72mths Ford gave me when I bought a Super Duty in 2019.

Sponsored