Auto Insurance on Broncos

[Mjtermini]

Just got my built e-mail (super pumped)and started getting some quotes for insurance. I realize there are several factors that determine the insurance premium but the best quote I am seeing currently is around $120 /month. Seems high to me but its been a long time since I bought a new vehicle so might not be. Curious about what others are seeing regarding insurance cost .

Sounds about right

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[sko]

Mine went up 2x in the last 6 months from 150 to 170 now its 191. I live in Denver, clean record, home owner discount, 41 800+ credit. 100/300/100 500 ded.

I've had my motorcycle stolen and car in the last 3 years here... it's ridiculous what Colorado has become.

 

[jrollo7]

Not knowing your all your stats its hard to say if $120/month is good or bad but seems high to me...I'm paying about half of that for full coverage ($500 deductible) & comprehensive ($100 deductible).

You’re lucky.

 

[n5mj]

GEICO - 4 other Fords on the policy with the 22 Bronco BB 2dr MTX. $76 a month.

But, I'm 62, never had an accident, last citation was in 2009, and I take defensive driving online courses every other year, which gets a $300/yr discount on the whole policy.

 

[da_jokker]

Phew...thats not bad at all then....was thinking "damn he must be young with DUI's, accidents and few speeding tickets.

I'm with state farm...older, married, clean driving record, and I pay over $1600 per year on just my Bronco. Just price shopped and even went to an insurance broker and still can't beat it. And that includes multi-car and mutli-policy discounts.

Now I do have higher limits (as a homeowner)..but the largest reason for being bent over... California!

 

[JessD05]

I have off-road insurance along with full coverage insurance on my Bronco and I pay $200 a month on three cars. . I use Bear Mountain Insurance. Especially having off-road insurance on it. Deductible is $500

This company has off-road specific coverage on the bronco?
I’ve never heard this existed. Common?
Thank you

 

[kodiakisland]

Buying insurance based on the cheapest premium found doesn’t sound like a great outcome if you actually need the insurance.

Comparing premiums is kinda pointless when many have no idea what coverage they have.

 

[scotman623]

52 years old, 785 credit score.. Geico insurance for over 25 years.. Clean driving record, Upstate NY.. About 125 per month for my Bronco.. NOTHING is cheap anymore..

 

[Compta38]

State Farm, right around $50 a month with $0 deductible. My 2016 Fusion which is worth about 1/4 my Bronco is $5 a month cheaper for same coverage. I don't get it but not gonna argue.

 

[roadsterlife]

52 years old, 785 credit score.. Geico insurance for over 25 years.. Clean driving record, Upstate NY.. About 125 per month for my Bronco.. NOTHING is cheap anymore..

you should do a price check with other carriers. for whatever reason, they do not reward loyalty with good prices.

I dont know what the Bronco is off the top of my head, but I pay around $180 a month for coverage for 4 vehicles (full collision and comp for 3 of them... although with the prices of old Miatas now I should probably get collision put back on lol)

 

[bjpatten]

This company has off-road specific coverage on the bronco?
I’ve never heard this existed. Common?
Thank you

I had never heard of it either. It’s here in Utah

 

[Area51BS]

I pay in the low 100’s in Florida for a 4dr Badlands. Bit high probably because we are a state with a high percentage of uninsured. Illegal but nothing happens to the drivers doing it.

 

[redone17]

Just switch to Utica and was able to get an additional $10k (and $5k for the Ranger) covered for aftermarket parts for only $185 for the year.

 

[rpb_arsenal]

Average cost rankings .... https://www.carinsurance.com/state-car-insurance-rates

State	Average Rate	Highest Rate	Lowest Rate
Florida	$2,560	$7,910	$1,162
Louisiana	$2,546	$5,958	$1,050
Delaware	$2,137	$7,679	$973
Michigan	$2,133	$16,397	$847
California	$2,115	$5,744	$950
Kentucky	$2,105	$6,108	$972
Missouri	$2,104	$10,332	$736
Nevada	$2,023	$7,072	$688
New York	$2,020	$15,851	$468
Nebraska	$2,018	$8,922	$802
Colorado	$1,940	$5,566	$733
New Jersey	$1,901	$5,029	$887
South Carolina	$1,894	$6,425	$1,037
Texas	$1,875	$4,722	$841
Washington, D.C.	$1,858	$3,830	$862
Rhode Island	$1,845	$4,510	$778
Oklahoma	$1,797	$3,629	$880
Connecticut	$1,750	$7,636	$737
Wyoming	$1,736	$2,950	$808
Montana	$1,692	$3,340	$789
Georgia	$1,647	$3,690	$843
Maryland	$1,640	$4,810	$707
Arizona	$1,617	$4,235	$799
West Virginia	$1,610	$3,088	$733
Mississippi	$1,606	$2,984	$821
Arkansas	$1,597	$3,830	$874
Kansas	$1,594	$3,523	$830
South Dakota	$1,581	$3,397	$838
Illinois	$1,578	$10,121	$645
Alabama	$1,542	$2,770	$847
Massachusetts	$1,538	$4,414	$495
New Mexico	$1,505	$3,155	$819
Wisconsin	$1,499	$7,358	$505
Minnesota	$1,493	$3,545	$791
Utah	$1,469	$3,048	$665
Pennsylvania	$1,445	$7,370	$636
North Dakota	$1,419	$3,184	$614
Tennessee	$1,373	$3,550	$743
Washington	$1,371	$4,125	$673
North Carolina	$1,368	$2,961	$689
Alaska	$1,359	$2,546	$812
Iowa	$1,321	$4,174	$731
Virginia	$1,321	$4,189	$629
New Hampshire	$1,307	$5,129	$660
Hawaii	$1,306	$1,833	$879
Indiana	$1,256	$3,782	$521
Oregon	$1,244	$2,276	$681
Vermont	$1,158	$1,978	$689
Idaho	$1,121	$2,051	$573
Maine	$1,116	$2,542	$619
Ohio	$1,023	$2,024	$516

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What are the highest car insurance rates by state?
Based on our research, here’s the ranking of states where average annual car insurance rates are the most expensive:

1. Florida: $2,560
2. Louisiana: $2,546
3. Delaware: $2,137
4. Michigan: $2,133
5. California: $2,115
6. Kentucky: $2,105
7. Missouri: $2,104
8. Nevada: $2,023
9. New York: $2,020
10. Nebraska: $2,018

 

[BroncoA512021]

Average cost rankings .... https://www.carinsurance.com/state-car-insurance-rates

State	Average Rate	Highest Rate	Lowest Rate
Florida	$2,560	$7,910	$1,162
Louisiana	$2,546	$5,958	$1,050
Delaware	$2,137	$7,679	$973
Michigan	$2,133	$16,397	$847
California	$2,115	$5,744	$950
Kentucky	$2,105	$6,108	$972
Missouri	$2,104	$10,332	$736
Nevada	$2,023	$7,072	$688
New York	$2,020	$15,851	$468
Nebraska	$2,018	$8,922	$802
Colorado	$1,940	$5,566	$733
New Jersey	$1,901	$5,029	$887
South Carolina	$1,894	$6,425	$1,037
Texas	$1,875	$4,722	$841
Washington, D.C.	$1,858	$3,830	$862
Rhode Island	$1,845	$4,510	$778
Oklahoma	$1,797	$3,629	$880
Connecticut	$1,750	$7,636	$737
Wyoming	$1,736	$2,950	$808
Montana	$1,692	$3,340	$789
Georgia	$1,647	$3,690	$843
Maryland	$1,640	$4,810	$707
Arizona	$1,617	$4,235	$799
West Virginia	$1,610	$3,088	$733
Mississippi	$1,606	$2,984	$821
Arkansas	$1,597	$3,830	$874
Kansas	$1,594	$3,523	$830
South Dakota	$1,581	$3,397	$838
Illinois	$1,578	$10,121	$645
Alabama	$1,542	$2,770	$847
Massachusetts	$1,538	$4,414	$495
New Mexico	$1,505	$3,155	$819
Wisconsin	$1,499	$7,358	$505
Minnesota	$1,493	$3,545	$791
Utah	$1,469	$3,048	$665
Pennsylvania	$1,445	$7,370	$636
North Dakota	$1,419	$3,184	$614
Tennessee	$1,373	$3,550	$743
Washington	$1,371	$4,125	$673
North Carolina	$1,368	$2,961	$689
Alaska	$1,359	$2,546	$812
Iowa	$1,321	$4,174	$731
Virginia	$1,321	$4,189	$629
New Hampshire	$1,307	$5,129	$660
Hawaii	$1,306	$1,833	$879
Indiana	$1,256	$3,782	$521
Oregon	$1,244	$2,276	$681
Vermont	$1,158	$1,978	$689
Idaho	$1,121	$2,051	$573
Maine	$1,116	$2,542	$619
Ohio	$1,023	$2,024	$516

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What are the highest car insurance rates by state?
Based on our research, here’s the ranking of states where average annual car insurance rates are the most expensive:

1. Florida: $2,560
2. Louisiana: $2,546
3. Delaware: $2,137
4. Michigan: $2,133
5. California: $2,115
6. Kentucky: $2,105
7. Missouri: $2,104
8. Nevada: $2,023
9. New York: $2,020
10. Nebraska: $2,018

This is a completely useless chart. It doesn’t explain coverages. There is a big difference Between the uninformed that buy state minimum limits and educated people that buy proper and complete coverage. Insurance is not comparable apples to apples between people. 100’s of factors go into policy rating. (( I have been in the insurance industry for almost 40 years ))

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