Good Loan Interest Rate Currently?

[Ground_zero298]

Guess anyone that paid adm when rates were under 2% can laugh now.

Sponsored

 

[RobBob22]

If you live in the ATL or North Georgia.

Delta Community CU 2.89% up to 60 months
Georgia United CU 3.49% term deals not listed
Georgia's Own CU 2.76 up to 60 months

 

[Rspayde]

If you live in the ATL or North Georgia.

Delta Community Credit Union 2.89% up to 60 months
Georgia United Credit Union 3.49% term deals not listed

I went through Georgia Community Credit Union and got 2.51 over 60 have over 750 credit score. Now if the bronco continued to drag its ass it will got to 2.76

 

[RobBob22]

I went through Georgia Community Credit Union and got 2.51 over 60 have over 750 credit score. Now if the bronco continued to drag its ass it will got to 2.76

Nice! Same credit here, good news for me. Also I'll only need about $30-35k loan, so I should be in for the lower rate. Can I ask when did you apply? Have you just been able to re-extend with them over 30 days and thats why the rate might go up? Is that Georgia's Own CU?

I have a build date of late this month, so I'm thinking, if that holds I may have the Bronco by late November. Current rate is good till November 30th so I might apply as we get closer to the end of November If i get conformation on my Build.

 

[VNVET]

noticed ford credit does offer 0% apr financing. says you need “great” credit. my home, land all vehicles and everything I own is paid in full. I also have a fico score of 850. Wife score was 845.
But I’ll bet that 0% apr doesn’t apply to the Bronco program.

 

[BroncoDelays]

Ford quoted me a 5.9% interest rate if I got the extended warranty but I ended getting 2.9% from my credit union.

 

[RobBob22]

noticed ford credit does offer 0% apr financing. says you need “great” credit. my home, land all vehicles and everything I own is paid in full. I also have a fico score of 850. Wife score was 845.
But I’ll bet that 0% apr doesn’t apply to the Bronco program.

They do offer it, the probably don't offer it right now.

 

[HarmCityHammer]

2.4 last week, Tower Federal Credit Union
72 month . Could have gotten lower with 60 months. This is a discounted rate for members with autopay from a Tower account.

 

[Rspayde]

Nice! Same credit here, good news for me. Also I'll only need about $30-35k loan, so I should be in for the lower rate. Can I ask when did you apply? Have you just been able to re-extend with them over 30 days and thats why the rate might go up? Is that Georgia's Own CU?

I have a build date of late this month, so I'm thinking, if that holds I may have the Bronco by late November. Current rate is good till November 30th so I might apply as we get closer to the end of November If i get conformation on my Build.

Yeah first rate is if I close by 10/31 second is 11/30

 

[Fmuguira]

Fed meeting again in Nov and Dec. More than likely will see a couple more 1/2 to 3/4 % interest rate bumps. If so, cost of borrowing will reflect these increases shortly after their meetings.
We re not out of the woods on these rate increases and the Fed trying to slow things down.

 

[RobBob22]

Yeah first rate is if I close by 10/31 second is 11/30

Nice, 2.51 vs. 2.76 I wouldn't sweat either, seeing your build date I figure you'll be here before the end of October.

 

[Jer]

Navy Federal is 4.29 up to 72 months, if you are SR enlisted just 3.29. Rate lock for 90 days and 24 hours from application to ck in hand.

 

[jason9m9]

Ugh, this stresses me out. I guess I've just always timed it when rates were low, but my last several vehicle purchases had loan percents around 1.0%, 1.1%, .9%, etc.

Anything over 3% makes my stomach turn...

It’s crazy. 5 years ago I had not so great credit and very early history probably had a 650 credit and was given 4% on my first new car. Now I’m over 800 and basically going to have the same interest rate?? It makes me so sick.

 

[jason9m9]

anyone have a good rate for North Carolina?

I second this. Very interested in who everyone is using in North Carolina. Went to check with State Employees Credit Union the other day and they said 5% across the board no matter what your credit score is? Was expecting a bit better from a credit union.

 

[SS Bronco]

Guess anyone that paid adm when rates were under 2% can laugh now.

The one positive for buying last year. Got hit for a mark up but got 0.9%.

Sponsored