You're right. I've had every type of locking hub or no hub there is since my 1945 GPW and really they are all fine. The automatics of the 80's and 90's were probably the weak link. With those on snowy days I'd 'preengage' them to avoid that violent first engagement at speed. I also preengage manual hubs before needing them. No problem running them engaged while in 2wd, even all winter. People should get over the idea that they need to be engaged/disengaged at every 4wd/2wd shift. I've never had an issue with the semi automatic hubs on a couple Ford Super Dutys. My LJ and current Bronco had/have no axle disengagement at all (just at transfer case) and work great. For some reason my BB with 4.27's is the only part time without FAD which is fine with me. It still averages 23mpg.
Same with my OBX in Sport mode 4A. Mileage is largely affected by speed/aerodynamic load, tire size/weight, and exhaust/parasitic engine loss... in roughly that order.
The 4A mode, if based on a bosch case, is roughly able to adjust the clutch pack at 50Hz. It's a fairly robust multi-disc wet clutch which is unlikely to fail under normal conditions. The electromechanical nomenclature means that an electric motor is adjusting the clutch pack with regards to engagement. There is an electric motor which turns a gear that either engages or disengages the clutch pack. When disengaged, the impact on fuel economy is negligible.
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