Mud on the flares, you'd most likely have it on the hood, bed cover as well, once in awhile. I've had the flat top fender jeeps as well with no mud on top except when a buddy roosted me. I'll take the flares on my 2021 Bronco 2.7LNo different than scraping/washing piles of mud off the top of a flat flared bronco. Those things will be mud magnets because nothing can drip off, it will just sit on top. Each have their own problems.