Insurance for the 2021 Bronco

Casper

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Jasper
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If you're upside down on your vehicle and total it or it gets stolen, gap covers the difference you what you owe vs. what its worth. Without it you would be responsible for the difference.
Check this picture out. I think it explains gap insurance well.

gap-insurance.jpg





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toughtoaster

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Car insurance is like being forced to gamble at the most crooked casino on the planet where it's impossible to win, because there's nothing good that leads up to making a claim.
This is so true it’s ridiculous... I got into an accident about 2 years ago where I was 100% NOT at fault and the other guy had some crappy no name insurance... ended up paying $300 after everything was all said and done and the companies went to court. 1k deductible, insurance covered the total 3k in repairs. After court they said “here’s $700 of the 1k deductible”. All for some event that was wholly out of my control and 100% NOT my fault. Insurance is a mandated scam.
 

indio22

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Best estimate is perhaps whatever you are paying for your current car. I would expect Bronco to be similar premium to 2020 Explorer (ask agent for estimate). Mine is about $30/mo each for Raptor and Explorer (GEICO):

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WHAT!?!?! I am getting jacked. Switching to Geico.
 

Irish#1

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If you've ever totaled a vehicle you wouldn't be laughing so loud.
I totally agree insurance is a must but having a family member whos in the insurance business and seeing how much he makes in bonuses(his bonus a few months ago exceeded my retired military pension annual pension) just doesnt sit right with me. i can afford it but rally wonder how people with low incomes can afford too pay out of control premiums.
 

Major_Bullsteak

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Clubs
 
I totally agree insurance is a must but having a family member whos in the insurance business and seeing how much he makes in bonuses(his bonus a few months ago exceeded my retired military pension annual pension) just doesnt sit right with me. i can afford it but rally wonder how people with low incomes can afford too pay out of control premiums.
Gotcha. I guess just like car dealers there are good ones and their are slimey ones. Both industries are necessary evils.
 

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