Well, first question, is this a toy or a daily driver?My wife was all onboard and even gave me a nudge to get me to order - now she's waffling a bit as delivery approaches due to the $$.
If it's a toy, well, yes, it's an expensive toy. My first question is how much is she contributing to the purchase of the toy?
If it's a daily driver? My question would be how many hours will you be spending in it and what's the cost per hour of having it versus something that will leave you unhappy, resentful, or otherwise dissatisfied?
Key statement: "I have the money to pay cash" as opposed to "we have the money to pay cash". What you are saying here is that the money is yours and any weight in the decision that you are allowing her is purely discretionary.I have the money to pay cash - her argument is that we can use it for something else.
Of course you could use the money for something else, but what would she want to put that money towards? If she doesn't have something more important or a "better" way of utilizing the money, then it's really all academic. If she has a valid concern, discuss it, otherwise she's arguing hypothetical nonsense that has more to do with her desire to control things than it does with any rational concern.
Without knowing what her rationale is for balking, it's hard to provide any useful advice other than to discuss what her reservations are and then to determine whether the arguments are emotional or rational. The key is to understand her reservations first and then to consider the merits of her reservations.I realize she's going through the process that a lot go through when big financial decisions need to be made and I appreciate it. Ultimately it's my decision and she says so, but would like to have her buy-in .
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