I would check out owl cam. Expensive for the subscription, but can definitely be worth it for those who are worried.
It won't help much with the car getting keyed but yup!
Yes, but that's organized crime (often E. European crime rings), not your run-of-the-mill thief.
There is an organized world of car thieves in the big cities. The cars are shipped overseas to developing world markets. Thereās a good market overseas for a Mercedes or BMW without a clean title.
I would suggest you get gap coverage or a policy with "new" replacement coverage (can usually get it for 2 years?). Funny thing, if the value goes up (no availability of a new bronco, ADM etc.) you could be paid more than you paid for it in the event of a total loss. I hear the complaint of "insurance wont give you enough to replace". I never had a customer actually take me up on going to the dealer and replacing the vehicle they had when I was an adjuster. I had relationships with several dealers and I was always confident I had offered enough $ to replace their vehicle. Now whether or not the customer was "up side down", that happened a lot. The last numbers I saw, 60% of vehicle loans were over the market value of the vehicle. That was just before Covid, so it could have changed, with used car prices going up relatively high.
And isn't GAP for loan vs book? Meaning if a person is not upside down, then GAP is a waste.
From my understanding, working with higher threat federal facilities, there really isn't a film that will help with active shooter (ballistic), but some schools have added film since the Oklahoma city federal bombing, to provide blast protection from window breakage and flying glass. Ballistic vs blast protection are two very different scenarios. (One stops a bullet, the other keeps the window from becoming a flying weapon). The rub is that ballistic glass can become a heavy flying weapon in a blast scenario (crush occupants). Applying both, with anchoring and retro fits, is very expensive. Auto glass is meant to shatter, purposefully, in pieces that don't become as deadly to the occupant in an accident.
yes. if you're putting a lot down on the car, you don't need GAP. the 'gap' it refers to is the amount you owe on the car vs what the car is worth. and since cars depreciate so quickly, you need to put down something like 20% to avoid that. So if you're buying a $50k bronco, and are putting down less than $10k & taking out a longer loan (60+ months), you should really consider GAP insurance.
My 69 boss 302 got stolen 1 week after i sold it ,15 years later it ends up in drug lords house in south america.
That pretty much covers it. It is sometimes needed on leases as well. I think Ford covers the gap on a Total Loss, I can't remember, but I did review it and determined I didn't need it last couple of leases. Also, the longer the term on the loan, the less headway you make towards positive equity in the vehicle/loan. You could potentially be "underwater" for several years, depending on the loan and the market value.
GAP has nothing to do with loan vs. book. GAP covers the difference between what you owe to what the vehicle is worth (in very simple terms). Book value is either a survey of dealers of retail and wholesale prices (NADA) or an estimate of wholesale and retail values (KBB). Neither are , or at least should be, used in determining actual cash value of a vehicle.
I was generalizing, but there is film to protect from any type of penetrating trauma. It is not necessarily ballistic rated. It is more of a deterrent rather than 100% prevention. It is very impressive. There are many videos floating around. I've also seen it in person.
), 84 Chevy K5, 09 Chevy T
